28 Butternut Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 28 Butternut Ln, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 664 sqft · built 1970
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2024)
Tax Bill	$6,154 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2024 Sale & Refinance
APN	`615J176006`

Property Details

APN / Parcel Number

Primary APN	`615J176006`
Alternative APNs	`280001704100050020000000` `152800 17.41-5-2.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	664 sqft Living Area
Gross Area	820 sqft
1st Floor Area	560 sqft
Upper Floors Area	260 sqft
Attic	Attic
Attic Area	104 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J176006
Street Address	28 BUTTERNUT LN
City	JAY
State	NY
Zip	12941-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	JAY TRACT LOT 148
Legal Block	5
Legal Lot Number	2.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1057
Census Tract	960200

Owner

28 Butternut Ln is owned by an individual who bought it in December 2024.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	200 MAIN ST, CRANBERRY TOWNSHIP, PA 16066-3000
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CITIBANK NA
Dec 13, 2024	Deed, Transfer · Stand-Alone Refinance UNIVEST BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Dec 14, 2020 · Amount on File
Deed Document Number	20244351
Deed Book / Page	2187 / 108
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	28 BUTTERNUT LN, JAY, NY 12941-2227
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020205590
Date	Dec 14, 2020
Instrument	2020-5590

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2037

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 13, 2024
Property Address	28 BUTTERNUT LN, JAY, NY 12941-2227
Document Number	002187/108
Book / Page	2187 / 108
Instrument Date	Nov 24, 2024
Instrument	2024-4351
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 MAIN ST, CRANBERRY TOWNSHIP, PA 16066-3000

Mortgage

Document Number	0020244352
Date	Dec 13, 2024
Instrument	2024-4352

Lender

Name	UNIVEST BANK AND TRUST CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 28 Butternut Ln was $6,154, up 0.7% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,154.00 (+0.65%)
2025	$6,114.00	$321,500 Land $184,100 Building $137,400	$321,500 Land $184,100 Building $137,400
2023		$220,100 (+0.82%) Land $115,000 Building $105,100	$220,100 (+0.82%) Land $115,000 Building $105,100
2022	$3,255.00	$218,300 Land $57,000 Building $161,300	$218,300 Land $57,000 Building $161,300
2020	$3,273.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 28 Butternut Ln; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Butternut Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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