28 Burgin Ridge Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 28 Burgin Ridge Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Jun 2025)
Tax Bill	$547 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`669608-2020-202`

Property Details

APN / Parcel Number

Primary APN	`669608-2020-202`
Alternative APNs	`0628-33-1895-00000` `062800330890000` `006907360`

Exterior

Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	669608-2020-202
Street Address	28 BURGIN RIDGE RD
City	BLACK MOUNTAIN
State	NC
Zip	28711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: 18 SECTION: PLAT: 0053-0026
Legal Subdivision	TOMS CREEK
Legal Block	1
Legal Lot Number	18
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BROAD RIVER
Census Block Group	1
Census Block	1000
Census Tract	3205

Owner

Source: Buncombe County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 BURGIN RIDGE RD, BLACK MOUNTAIN, NC 28711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC COAST MORTGAGE GROUP INC
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Feb 28, 2023	Warranty Deed, Transfer
Nov 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Book / Page	6503 / 333
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	May 11, 2026
Property Address	28 BURGIN RIDGE RD, BLACK MOUNTAIN, NC 28711
Document Number	6591001676
Book / Page	6591 / 1676
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 HANOVER LN, LAKELAND, FL 33813-2832

Mortgage

Document Number	6591001676,
Date	May 11, 2026
Book Page	6591/1676

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Apr 1, 2057

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	May 11, 2026
Property Address	28 BURGIN RIDGE RD, BLACK MOUNTAIN, NC 28711
Document Number	6591001700
Book / Page	6591 / 1700
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6591001700,
Date	May 11, 2026
Book Page	6591/1700

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Mar 8, 2027

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 28, 2023
Property Address	28 BURGIN RIDGE RD, BLACK MOUNTAIN, NC 28711-8634
Document Number	0062990536
Book / Page	6299 / 536
Map Reference	MB 53 PG 26
Instrument Date	Feb 9, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 144, BLACK MOUNTAIN, NC 28711-0144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 WATER MILL TRL, KNOXVILLE, TN 37922-5744

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 17, 2021
Property Address	28 BURGIN RIDGE RD, BLACK MOUNTAIN, NC 28711-8634
Document Number	0061490977
Book / Page	6149 / 977
Map Reference	MB 53 PG 26
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 HAYWOOD ST STE 211, 46, ASHEVILLE, NC 28801-2850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 144, BLACK MOUNTAIN, NC 28711-0144

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 (+13.49%)	$79,900 (+5.41%) Land $75,800 Building $4,100	$79,900 (+5.41%) Land $75,800 Building $4,100
2023	$482.00	$75,800	$75,800 (-5.13%) Land $75,800
2021			$79,900 Land $75,800 Building $4,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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