28 Bunker Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 28 Bunker Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,926 sqft · built 1977
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,500 (Aug 2021)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`329520A009`

Property Details

APN / Parcel Number

Primary APN	`329520A009`
Alternative APN	`2-0097-5049-00-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	4,490 sqft
1st Floor Area	1,926 sqft
Basement Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	329520A009
Street Address	28 BUNKER DR
City	O FALLON
State	MO
Zip	63366-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	BUNKER HILL LOT 10
Legal Subdivision	BUNKER HILL
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3010
Census Tract	311801

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 BUNKER DR, O FALLON, MO 63366-1104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 5, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Aug 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202165836
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0067902494
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	28 BUNKER DR, O FALLON, MO 63366-1104
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068552403
Date	Dec 20, 2017
Book Page	6855/2403
Instrument	20171220000784670

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	BELLEVUE, NE 68005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 5, 2021
Property Address	28 BUNKER DR, O FALLON, MO 63366-1104
Document Number	2021R065836
Map Reference	MB 18 PG 27
Instrument Date	Aug 3, 2021
Instrument	2021R-065836
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9901 E HIGHWAY OO, 9901, HALLSVILLE, MO 65255-9190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BUNKER DR, O FALLON, MO 63366-1104

Mortgage

Document Number	2021R065837
Date	Aug 5, 2021
Instrument	2021R-065837

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 14, 2017
Property Address	28 BUNKER DR, O FALLON, MO 63366-1104
Document Number	0067902494
Book / Page	006790 / 002494
Instrument Date	May 25, 2017
Instrument	508800
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28 BUNKER DR O FALLON MO 633661104, O FALLON, MO 63366-1104

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00 (+6.15%)	$65,104 (+9.18%)	$342,655 (+9.18%) Land $87,300 Building $255,355
2024	$3,640.00
2023		$59,632
2022			$313,848 Land $87,300 Building $226,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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