Buncombe County property record for 28 Buck Ridge Rd, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1991 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Mar 2023) |
| Tax Bill | $250 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9697-52-3158-00000 |
| Primary APN | 9697-52-3158-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.769 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 400 sqft |
| Patio Area | 550 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 969704522190000 |
|---|---|
| Street Address | 28 BUCK RIDGE RD |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-7602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2023-03-22 DEE |
| Legal Description | DEED DATE: 2023-03-22 DEED: 6304-1867 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Subdivision | GILLAARON HOUCK & BETTY B HOUC |
| Legal Lot Number | 2190 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 3204 |
Source: Buncombe County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 79 BASAL ST, INLET BEACH, FL 32461-7448 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Apr 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | Apr 3, 2019 · Amount on Record |
| Deed Document Number | 0063041867 |
| Deed Book / Page | 6304 / 1867 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 22, 2023 |
| Property Address | 28 BUCK RIDGE RD, FAIRVIEW, NC 28730-7602 |
| Document Number | 0063041867 |
| Book / Page | 6304 / 1867 |
| Instrument Date | Mar 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 GLENCLIFF RD, CANDLER, NC 28715-9643 |
| Name | Verified Name |
|---|---|
| Address | 79 BASAL ST, INLET BEACH, FL 32461-7448 |
| Investor | Possibly a Property Investor |
| Document Number | 0063041870 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 6304/1870 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 BUCK RIDGE RD, FAIRVIEW, NC 28730-7602 |
| Document Number | 0059241598 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 28 BUCK RIDGE RD FAIRVIEW NC 287307602, FAIRVIEW, NC 28730-7602 |
| Document Number | 0059241598 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 005924/001598 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 21, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 3, 2019 |
| Property Address | 28 BUCK RIDGE RD, FAIRVIEW, NC 28730-7602 |
| Document Number | 0057580038 |
| Book / Page | 5758 / 0038 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | UNITED SHORE FINCL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 BUCK RIDGE RD, 28, FAIRVIEW, NC 28730-7602 |
| Name | Verified Name |
|---|---|
| Address | 28 BUCK RIDGE RD, FAIRVIEW, NC 28730-7602 |
| Document Number | 0057580042 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 5758/0042 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250.00 (-83.89%) | $35,400 (-85.34%) | |
| 2023 | $1,552.00 | $241,400 | $241,400 (+581.92%) Land $50,400 Building $191,000 |
| 2021 | $35,400 Land $35,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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