28 Brougham Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 28 Brougham Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1989
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Jan 2018)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 8 229`

Property Details

APN / Parcel Number

Primary APN	`18A 8 229`
Alternative APN	`13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	4,258 sqft
1st Floor Area	1,256 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13
Street Address	28 BROUGHAM RD
City	PALMYRA
State	VA
Zip	22963-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 180000101 NAHOR-8 LOT 229 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	22
Legal Lot Number	229
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3001
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 8 229

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 BROUGHAM RD, PALMYRA, VA 22963-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	2018101
Record Updated	Sep 20, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 11, 2018
Property Address	28 BROUGHAM RD, PALMYRA, VA 22963-2713
Document Number	0001800101
Map Reference	PB 918 PG 568
Instrument Date	Nov 30, 2017
Instrument	1800101
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BROUGHAM RD, PALMYRA, VA 22963-2713

Mortgage

Document Number	0001800102
Date	Jan 11, 2018
Instrument	1800102

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,100 (-) Land $30,000 Building $257,100	$287,100 (-) Land $30,000 Building $257,100
2025	$2,167.00 (+0.65%)	$287,100 (+14.75%) Land $30,000 Building $257,100	$287,100 (+14.75%) Land $30,000 Building $257,100
2024	$2,153.00 (+1.99%)
2023		$250,200 Land $30,000 Building $220,200	$250,200 Land $30,000 Building $220,200
2022	$2,111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), as of March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2065480, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.