Rockcastle County property record for 28 Brian Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2004 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Mar 2025) |
| Tax Bill | $1,302 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-00-003.04 |
| Primary APN | 041-00-003.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,695 sqft (0.521 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 603201 |
|---|---|
| Street Address | 28 BRIAN LN |
| City | BEREA |
| State | KY |
| Zip | 40403-8692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.521 ACRES & KABC HOME |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | CONWAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950100 |
Source: Rockcastle County records · APN 041-00-003.04
Assessment roll updated January 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 BRIAN LN, BEREA, KY 40403-8692 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 08, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 09, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2023 · Amount on Record |
| Deed Book / Page | 296 / 402 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 00D272/216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 28 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 0369000249 |
| Book / Page | 369 / 249 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 54 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 0369000249, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 369/249 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 28 BRIAN LN, BEREA, KY 40403-8692 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 54 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 000356/579 |
|---|---|
| Date | Mar 10, 2025 |
| Book Page | 356/579 |
| Instrument | 409017 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 28 BRIAN LN, BEREA, KY 40403-8692 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 54 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 00M319/118 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | M319/118 |
| Instrument | 368004 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Sep 08, 2020 |
| Property Address | 28 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 00D274/191 |
| Book / Page | D274 / 191 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 365004 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 BRIAN LN, BEREA, KY 40403-8692 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 54 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 0000365005 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 365005 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Mar 09, 2020 |
| Property Address | 28 BRIAN LN, BEREA, KY 40403-8692 |
| Document Number | 00D272/216 |
| Book / Page | D272 / 216 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 328150 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8793 STATE ROUTE 20, WATERVILLE, NY 13480-2815 |
| Name | Verified Name |
|---|---|
| Address | 249 N PURDUE AVE, OAK RIDGE, TN 37830-7439 |
| Investor | Possibly a Property Investor |
Source: Rockcastle County records · Assessment roll updated January 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,302.00 (+55.74%) | $160,000 (+58.42%) | $160,000 (+58.42%) |
| 2023 | $836.00 | $101,000 | $101,000 |
Source: FEMA National Flood Hazard Layer as of August 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Uniti Group DSL | 200 / 20 |
Based on FCC filings for 35 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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