28 Boardman St, Whitehall, NY 12887 Property Records

Washington County and Whitehall Town property record for 28 Boardman St, Whitehall, NY 12887

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,366 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$71,500 (Oct 2020)
Tax Bill	$3,318 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`535201 60.5-7-52`

Property Details

APN / Parcel Number

Primary APN	`535201 60.5-7-52`
Alternative APNs	`520106000500070520000000` `971A100780`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area
1st Floor Area	891 sqft
2nd Floor Area	475 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	971A100780
Street Address	28 BOARDMAN ST
City	WHITEHALL
State	NY
Zip	12887-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REVAL07
Legal Block	7
Legal Lot Number	52.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITEHALL
Census Block Group	4
Census Block	4006
Census Tract	82001

Owner

Source: Washington County and Whitehall Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BOARDMAN ST, WHITEHALL, NY 12887-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA
Oct 21, 2020	Quit Claim Deed, Transfer · Conventional with PMI COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Oct 7, 2005 · Amount on Record
Deed Document Number	20205189
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0000000189
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	28 BOARDMAN ST, WHITEHALL, NY 12887-1422
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	INDEPENDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000204
Date	Mar 26, 2026
Instrument	2026-1204

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON NY
Recording Date	Oct 21, 2020
Property Address	28 BOARDMAN ST, WHITEHALL, NY 12887-1422
Document Number	0000005189
Instrument Date	Sep 14, 2020
Instrument	5189
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CHAMPLAIN AVE WHITEHALL NY 128871503, WHITEHALL, NY 12887-1503

Mortgage

Document Number	5190
Date	Oct 21, 2020
Instrument	5190

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

Source: Washington County and Whitehall Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Whitehall Town
Municipality	Whitehall Village
Unified School District	Whitehall Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,318.00 (-6.32%)
2025	$3,542.00 (+91.87%)	$118,700 (+35.19%) Land $10,000 Building $108,700	$118,700 (+12.89%) Land $10,000 Building $108,700
2024		$87,800 (-) Land $4,400 Building $83,400	$105,150 (-4.19%) Land $5,269 Building $99,881
2023		$87,800 (-) Land $4,400 Building $83,400	$109,750 (+18.13%) Land $5,500 Building $104,250
2022		$87,800 Land $4,400 Building $83,400	$92,910 Land $4,656 Building $88,254
2021	$1,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHALL VILLAGE serves 2,800 people · EPA ID NY5700124
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021 Treatment failure resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Verizon.

Nearby Properties on Boardman St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures