28 Bloomfield Ave, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 28 Bloomfield Ave, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,220 sqft · built 1961
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Tax Bill	$8,805 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00323-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`08-00323-0000-00015`
Alternative APN	`080032300015`

Interior

Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	28 BLOOMFIELD AVE
City	SOMERSET
State	NJ
Zip	08873-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	METROPOLITAN PARK SEC 1-B
Legal Block	323
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1009
Census Tract	53102

Owner

28 Bloomfield Ave is owned and occupied by an individual who acquired it in February 2013.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	28 BLOOMFIELD AVE, SOMERSET, NJ 08873-1851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 11, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 6, 2013
Transfer Doc	0000012775
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 BLOOMFIELD AVE, SOMERSET, NJ 08873-1851
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042957
Date	Oct 19, 2022
Book Page	7475/2611
Instrument	2022042957

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 BLOOMFIELD AVE, SOMERSET, NJ 08873-1851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066032
Date	Dec 18, 2020
Book Page	7287/1086
Instrument	2020066032

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 BLOOMFIELD AVE, SOMERSET, NJ 08873-1851
Document Number	0000008224
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BLOOMFIELD AVE SOMERSET NJ 088731851, SOMERSET, NJ 08873-1851

Mortgage

Document Number	0000008224
Date	Feb 24, 2020
Book Page	007191/003467
Instrument	8224

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 BLOOMFIELD AVE, SOMERSET, NJ 08873-1851
Document Number	0000009184
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BLOOMFIELD AVE SOMERSET NJ 088731851, SOMERSET, NJ 08873-1851

Mortgage

Document Number	0000009184
Date	Mar 21, 2019
Book Page	007106/001289
Instrument	9184

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28 Bloomfield Ave was $8,805, up 8.7% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,000 (+4%) Land $345,200 Building $174,800	$520,000 (+4%) Land $345,200 Building $174,800
2025	$8,805.00 (+8.65%)	$500,000 Land $325,200 Building $174,800	$500,000 Land $325,200 Building $174,800
2024	$8,104.00
2023		$412,200 Land $292,600 Building $119,600	$412,200 Land $292,600 Building $119,600
2022	$7,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Bloomfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Bloomfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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