28 Blake Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 28 Blake Ln, Scotts Valley, CA 95066

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,296 sqft · built 2020
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Oct 2020)
Tax Bill	$12,849 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-902-19`

Property Details

APN / Parcel Number

Primary APN	`022-902-19`
Alternative APN	`022-902-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,296 sqft Living Area
Gross Area	2,788 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Deck Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28 BLAKE LN
City	SCOTTS VALLEY
State	CA
Zip	95066-4178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2002
Census Tract	120902

Owner

28 Blake Ln, a townhouse, is owned by an individual who acquired it in November 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	648 HIGHLAND AVE, SANTA CRUZ, CA 95060-2006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 14, 2021	Intrafamily Transfer, Transfer
Oct 5, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202039967
Last Transfer Date	Nov 24, 2021
Transfer Doc	0000060395
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	28 BLAKE LN, SCOTTS VALLEY, CA 95066-4178
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 HIGHLAND AVE, SANTA CRUZ, CA 95060-2006

Mortgage

Document Number	0000016430
Date	Mar 22, 2021
Instrument	2021-0016430

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 14, 2021
Property Address	28 BLAKE LN, SCOTTS VALLEY, CA 95066-4178
Document Number	0000060395
Map Reference	MB 63 PG 39
Instrument Date	Nov 24, 2021
Instrument	2021-0060395
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 HIGHLAND AVE, SANTA CRUZ, CA 95060-2006

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 5, 2020
Property Address	28 BLAKE LN, SCOTTS VALLEY, CA 95066-4178
Document Number	0000039967
Instrument Date	Sep 28, 2020
Instrument	39967
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,073.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 HIGHLAND AVE SANTA CRUZ CA 950602006, SANTA CRUZ, CA 95060-2006

Tax Assessment & Valuation

The 2025 property tax bill for 28 Blake Ln was $12,849.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,076,478 (+2%) Land $645,114 Building $431,364
2025	$12,849.00	$1,055,371 Land $632,465 Building $422,906
2023	$11,828.00 (+1.82%)	$1,014,390 Land $607,906 Building $406,484	$1,013,310
2022	$11,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Blake Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Blake Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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