28 Birch Dr, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 28 Birch Dr, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 2022
Lot Size	0.385 acres (16,753 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Sep 2022)
Tax Bill	$3,769 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0224 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0224 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,744 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,753 sqft (0.385 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 BIRCH DR
City	PEPPERELL
State	MA
Zip	01463-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	224
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3009
Census Tract	327102

Owner

28 Birch Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 BIRCH DR, PEPPERELL, MA 01463-1170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS COMM HOUSING & COMMUNITY D
Sep 29, 2022	Correction Deed
Jul 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Document Number	2022147115
Deed Book / Page	80769 / 393
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	28 BIRCH DR, PEPPERELL, MA 01463-1170
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080474-438
Date	Jul 22, 2022
Book Page	80474/438
Instrument	112523

Lender

Name	MASSACHUSETTS COMM HOUSING & COMMUNITY D

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 29, 2022
Property Address	28 BIRCH DR, PEPPERELL, MA 01463-1170
Document Number	080769-393
Book / Page	80769 / 393
Instrument Date	Sep 26, 2022
Instrument	147115
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 BIRCH DR, PEPPERELL, MA 01463-1170

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 22, 2022
Property Address	28 BIRCH DR, PEPPERELL, MA 01463-1170
Document Number	080474-387
Book / Page	80474 / 387
Instrument Date	Jul 22, 2022
Instrument	112519
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 BIRCH DR, PEPPERELL, MA 01463-1170

Mortgage

Document Number	0000112521
Date	Jul 22, 2022
Instrument	112521

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	080474-425
Date	Jul 22, 2022
Book Page	80474/425
Instrument	112522

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 28 Birch Dr was $3,769, down 5.8% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,769.00 (-5.8%)	$273,500 (-) Land $89,900 Building $183,600	$495,425 (-)
2025	$4,001.00 (+7.27%)	$273,500 (+5.23%) Land $89,900 Building $183,600	$495,425 (+4.05%)
2024	$3,730.00 (+191.63%)	$259,900 (+207.57%) Land $69,600 Building $190,300	$476,140
2023	$1,279.00	$84,500 Land $69,600 Building $14,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Birch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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