28 Birch Ave, Shalimar, FL 32579 Property Records

Okaloosa County property record for 28 Birch Ave, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,138 sqft · built 1969
Lot Size0.344 acres (14,997 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Apr 2021)
Tax Bill$4,087 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Dec 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNC56-000-597-2881-6

Property Details

APN / Parcel Number

Primary APNC56-000-597-2881-6
Alternative APNs
  • 31-1S-23-0120-0009-0090
  • 23S131012000090090

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,138 sqft Living Area
Gross Area3,008 sqft
1st Floor Area2,138 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area14,997 sqft (0.344 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area525 sqft
PorchFinished/Open Porch
Porch Area85 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 BIRCH AVE
CitySHALIMAR
StateFL
Zip32579-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYOU POQUITO S/D LOT 9 BLK 9
Legal Range23W
Legal Township01S
Legal Section31
Legal SubdivisionBAYOU POQUITO S/D
Legal Block9
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract21600

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28 BIRCH AVE, SHALIMAR, FL 32579-1137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 8, 2020Deed, Construction Loan · Construction Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2021 · Amount on File
Deed SaleApr 22, 2021 · Amount on File
Prior SaleDec 8, 2020 · Amount on File
Deed Document Number20213448917
Deed Book / Page3541 / 2491
Prior Transfer DateMay 27, 2014
Prior Transfer Doc0031504408
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 22, 2021
Property Address28 BIRCH AVE, SHALIMAR, FL 32579-1137
Document Number0035412491
Book / Page3541 / 2491
Map ReferenceMB 2 PG 49
Instrument DateApr 16, 2021
Instrument3448917
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyDOWD TITLE GROUP LLC, DOWD & DITTMAR TTL GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 GILMORE CT SE, 212, FORT WALTON BEACH, FL 32548-7229

Transferred To (Grantee/Buyer)

NameVerified Name
Address559 POCAHONTAS DR, FORT WALTON BEACH, FL 32547-3220

Mortgage

Document Number35412493
DateApr 22, 2021
Instrument3541/2493
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

December 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionOKALOOSA FL
Recording DateDec 8, 2020
Property Address28 BIRCH AVE, SHALIMAR, FL 32579-1137
Document Number0035104110
Book / Page3510 / 4110
Map ReferenceMB 2 PG 49
Instrument DateDec 4, 2020
Instrument3413337
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2022
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4206 N 350 W, 4206, OGDEN, UT 84414-1114

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 GILMORE CT SE, FORT WALTON BEACH, FL 32548-7229

Mortgage

Document Number0035104114
DateDec 8, 2020
Instrument3510/4114
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,087.00 (+4.13%) Homeowner's exemption$372,696 (+4.69%) Land $114,038 Building $258,658$372,696 (+1.11%) Land $114,038 Building $258,658
2023$3,925.00 (+2.48%) Homeowner's exemption$355,984 (+3%)$368,616 (+6.65%) Land $91,743 Building $276,873
2022$3,830.00 Homeowner's exemption$345,616 Land $85,741 Building $259,875$345,616 Land $85,741 Building $259,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims9 (1995–2020)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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