28 Besse Rd, Wayne, ME 04284 Property Records

Kennebec County and Wayne Town property record for 28 Besse Rd, Wayne, ME 04284

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,376 sqft · built 2009
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Oct 2022)
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAYN M:005 L:012-001-A`

Property Details

APN / Parcel Number

Primary APN	`WAYN M:005 L:012-001-A`
Alternative APNs	`M:005 L:012=001=A` `1188`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Living Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1188
Street Address	28 BESSE RD
City	WAYNE
State	ME
Zip	04284-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12-1-A
Jurisdiction	WAYNE ME
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2032
Census Tract	14500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Wayne Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 ST PIERRE DR, AUGUSTA, ME 04330-3222
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
May 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAMDEN NATIONAL BANK
May 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Nov 4, 2016
Deed Document Number	202225260
Deed Book / Page	14603 / 242
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE ME
Recording Date	Oct 13, 2022
Property Address	28 BESSE RD, WAYNE, ME 04284-3540
Document Number	2022025260
Book / Page	14603 / 242
Instrument Date	Oct 12, 2022
Instrument	2022025260
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 SAINT PIERRE DR, SIDNEY, ME 04330-2751

Mortgage

Document Number	2022025261
Date	Oct 13, 2022
Instrument	2022025261

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2025
Max Rate At Change	3%
Index	3-Year CMT
Margin	3

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	28 BESSE RD, WAYNE, ME 04284-3540
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010395
Date	May 23, 2017
Book Page	12609/0311
Instrument	2017010395

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	28 BESSE RD, WAYNE, ME 04284-3540
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007982
Date	May 2, 2019
Book Page	13200/263
Instrument	7982

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kennebec County and Wayne Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Wayne Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,820.00 (+0.59%)	$489,100 (-) Land $91,000 Building $398,100
2024	$5,786.00 (+18.96%)	$489,100 (+107.16%) Land $91,000 Building $398,100
2023	$4,864.00 (+8.16%)	$236,100 (-0.92%) Land $37,200 Building $198,900	$530,385
2022	$4,497.00	$238,300 Land $37,200 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1987–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms & Flooding, Apr 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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