28 Bennett St, Charleston, SC 29401 Property Records

Charleston County property record for 28 Bennett St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,173 sqft · built 2023
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$2,850,000 (Nov 2023)
Tax Bill	$13,346 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`457-03-01-190`

Property Details

APN / Parcel Number

Primary APN	`457-03-01-190`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,173 sqft Living Area
Gross Area	1,560 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Lot Area	4,356 sqft (0.1 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	28 BENNETT ST
City	CHARLESTON
State	SC
Zip	29401-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L20 MAPPLATP 0322 SUBDIVISIONNAME CITY OF CHARLESTON LOT 32
Legal Subdivision	CITY OF CHARLESTON
Legal Lot Number	32
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BENNETT ST, CHARLESTON, SC 29401-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Apr 18, 2023	Deed of Trust, Mortgage · Construction Mortgage SERVISFIRST BANK
May 14, 2022	Deed, Transfer · Line of Credit SERVISFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	May 14, 2022 · Amount on Record
Prior Transfer Date	Oct 12, 2023
Prior Transfer Doc	1209000191
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 29, 2023
Property Address	28 BENNETT ST, CHARLESTON, SC 29401-1108
Document Number	0012150762
Book / Page	1215 / 762
Map Reference	MB L20 PG 322
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,410.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BENNETT ST, CHARLESTON, SC 29401-1108
Investor	Possibly a Property Investor

Mortgage

Document Number	0012150763
Date	Nov 29, 2023
Book Page	1215/763

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	10.7%
Margin	4
Max Rate	13.7%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	28 BENNETT ST, CHARLESTON, SC 29401-1108
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SEVEN FARMS DR C115, C115, DANIEL ISLAND, SC 29492-8001

Mortgage

Document Number	0011740496
Date	Apr 18, 2023
Book Page	1174/496

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 14, 2022
Property Address	28 BENNETT ST, CHARLESTON, SC 29401-1108
Document Number	0011090074
Book / Page	1109 / 74
Map Reference	MB L20 PG 322
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Tax	$1,547.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SIAION FAIRNS DRIVE #6-115 # 6-115, 6-115, JACKSONBORO, SC 29452

Mortgage

Document Number	0000110976
Date	May 14, 2022
Instrument	1109/76

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0011090080
Date	May 14, 2022
Book Page	1109/80

Lender

Name	RICHARD SILIPIGNI
Type	Private Party
Address	10692 CHESTERWOOD GLEN LN, GREAT FALLS, VA 22066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,346.00 (-72.56%)
2024	$48,645.00 (+639.85%)	$114,000 (+357.83%)
2022	$6,575.00	$24,900	$415,000 (-85.44%) Land $415,000
2020			$2,850,000 Land $750,000 Building $2,100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 172 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 units insured incl. 38 condo units
Nearby Flood Claims	306 (1978–2025)
Claims Outside the SFHA	1 of 306
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 41 claims Hurricane Matthew, Oct 2016 · 24 claims Hurricane Hugo, Sep 1989 · 171 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Home Telecom.

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