York County and Berwick Town property record for 28 Bell St, Berwick, ME 03901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,550 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,200 (Jul 2019) |
| Tax Bill | $4,547 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BERW M:U004 B:117 |
| Primary APN | BERW M:U004 B:117 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 874 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3095 |
|---|---|
| Street Address | 28 BELL ST |
| City | BERWICK |
| State | ME |
| Zip | 03901-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V/C |
| Legal Subdivision | PAULINE RENDELL |
| Legal Block | 117 |
| Jurisdiction | BERWICK ME |
| Township / Civil Division | BERWICK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 32001 |
28 Bell St is owned and occupied by an individual who bought it in July 2019.
Source: York County and Berwick Town records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 BELL ST, BERWICK, ME 03901-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU |
| Jul 2, 2019 | Warranty Deed, Transfer CUSO HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Prior Sale | Jul 15, 2016 · Amount on File |
| Deed Document Number | 20192019024530 |
| Deed Book / Page | 17985 / 687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERWICK ME |
| Property Address | 28 BELL ST, BERWICK, ME 03901-2208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0187300531 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 18730/531 |
| Instrument | 2021039771 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERWICK ME |
| Recording Date | Jul 2, 2019 |
| Property Address | 28 BELL ST, BERWICK, ME 03901-2208 |
| Document Number | 0179850687 |
| Book / Page | 017985 / 000687 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 24530 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATLANTIC COAST TITLE CORPORATION, ATLANTIC COAST TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 DONICA RD YORK ME 039091619, YORK, ME 03909-1619 |
| Document Number | 179850689 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 017985/000689 |
| Instrument | 24531 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 28 Bell St was $4,547, up 4.6% from the year before.
Source: York County and Berwick Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Berwick Town |
| Unified School District | School Administrative District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,547.00 (+4.58%) | $348,700 (-) Land $114,200 Building $234,500 | |
| 2024 | $4,348.00 (+16.41%) | $348,700 (+71.02%) Land $114,200 Building $234,500 | |
| 2023 | $3,735.00 (+0.54%) | $203,900 (-) Land $81,600 Building $122,300 | $388,550 |
| 2022 | $3,715.00 | $203,900 Land $81,600 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Bell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Bell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERWICK WATER DEPARTMENT serves 2,845 people · EPA ID ME0090150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | No certified operator Oct 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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