28 Beacon St, Beacon Falls, CT 06403 Property Records

Beacon Falls Town property record for 28 Beacon St, Beacon Falls, CT 06403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,376 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,000 (May 2026)
Tax Bill	$6,221 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19700`

Property Details

APN / Parcel Number

Primary APN	`19700`
Alternative APNs	`BEAC M:A00 B:002 L:0017` `00019700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19700
Street Address	28 BEACON ST
City	BEACON FALLS
State	CT
Zip	06403-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	2
Legal Lot Number	17
Jurisdiction	BEACON FALLS CT
Township / Civil Division	BEACON FALLS
Census Block Group	2
Census Block	2001
Census Tract	341100

Owner

Source: Beacon Falls Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 BEACON ST, BEACON FALLS, CT 06403-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Apr 14, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
May 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	2026259
Deed Book / Page	261 / 983
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	000229-255
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	28 BEACON ST, BEACON FALLS, CT 06403-1123
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000241-977
Date	Aug 19, 2021
Book Page	241/977
Instrument	2021-1020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	28 BEACON ST, BEACON FALLS, CT 06403-1123
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000256-885
Date	Nov 25, 2024
Book Page	256/885
Instrument	2024-802

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	28 BEACON ST, BEACON FALLS, CT 06403-1123
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258-49
Date	Apr 14, 2025
Book Page	258/49
Instrument	2025-193

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	28 BEACON ST, BEACON FALLS, CT 06403-1123
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255-83
Date	May 17, 2024
Book Page	255/83
Instrument	2024-331

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEACON FALLS CT
Recording Date	May 1, 2026
Property Address	28 BEACON ST, BEACON FALLS, CT 06403-1123
Document Number	000261-983
Book / Page	261 / 983
Instrument Date	Apr 27, 2026
Instrument	2026259
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BEACON ST, BEACON FALLS, CT 06403-1123

Mortgage

Date	May 1, 2026

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Beacon Falls Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Beacon Falls Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,221.00	$204,240 (-) Land $53,200 Building $151,040	$291,771 Land $76,000 Building $215,771
2024	$6,221.00 (+3.12%)
2023	$6,033.00 (+4.34%)	$204,240 (-) Land $53,200 Building $151,040
2022	$5,782.00	$204,240 Land $53,200 Building $151,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-VALLEY private · serves 13,080 people · EPA ID CT1240011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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