Plymouth County and Hull Town property record for 28 Bay St, Hull, MA 02045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,205 sqft · built 1915 |
| Lot Size | 0.105 acres (4,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,000 (Nov 2017) |
| Tax Bill | $5,140 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-016 |
| Primary APN | 34-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,205 sqft Living Area |
| Gross Area | 1,666 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,561 sqft (0.105 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 34-016 |
|---|---|
| Street Address | 28 BAY ST |
| City | HULL |
| State | MA |
| Zip | 02045-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFA |
| Jurisdiction | HULL MA |
| Township / Civil Division | HULL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 500104 |
28 Bay St is owned and occupied by two individuals who bought it in November 2017.
Source: Plymouth County and Hull Town records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 BAY ST, HULL, MA 02045-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit HINGHAM INSTITUTION FOR SAVINGS |
| Nov 6, 2017 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on File |
| Deed Sale | Nov 6, 2017 · Amount on File |
| Prior Sale | May 29, 2009 · Amount on File |
| Deed Document Number | 201797390 |
| Deed Book / Page | 49144 / 149 |
| Transfer Doc | 49144-149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HULL MA |
| Property Address | 28 BAY ST, HULL, MA 02045-2939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 53596-172 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 53596/172 |
| Instrument | 97114 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HULL MA |
| Recording Date | Nov 6, 2017 |
| Property Address | 28 BAY ST, HULL, MA 02045-2939 |
| Document Number | 49144-149 |
| Book / Page | 049144 / 000149 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 97390 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,723.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 BAY ST HULL MA 020452939, HULL, MA 02045-2939 |
The 2025 property tax bill for 28 Bay St was $5,140, up 0.9% from the year before.
Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Hull Town |
| Unified School District | Hull School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,140.00 (+0.88%) | $458,900 (+4.94%) Land $196,100 Building $262,800 | $585,485 |
| 2024 | $5,095.00 (+2.54%) | $437,300 (+7.1%) Land $189,700 Building $247,600 | |
| 2023 | $4,969.00 | $408,300 Land $177,100 Building $231,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Bay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 11 condo units |
| Nearby Flood Claims | 119 (1978–2024) |
| Claims Outside the SFHA | 21 of 119 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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