28 Bay Laurel Ct, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 28 Bay Laurel Ct, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,749 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jan 1998)
Tax Bill	$9,815 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`021-052-32`

Property Details

APN / Parcel Number

Primary APN	`021-052-32`
Alternative APN	`021-052-32-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,749 sqft Living Area
Gross Area	3,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Deck Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 BAY LAUREL CT
City	SCOTTS VALLEY
State	CA
Zip	95066-3972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1216 LOT 5
Legal Subdivision	CLAUSSEN ESTATES TR 1216
Legal Tract	1216
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	120800

Owner

28 Bay Laurel Ct is owned and occupied by an individual who bought it in January 1998.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 BAY LAUREL CT, SCOTTS VALLEY, CA 95066-3972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 23, 2022	Intrafamily Transfer, Transfer WFG LENDER SERVICES CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 1998 · Amount on File
Deed Sale	Jan 30, 1998 · Amount on File
Deed Document Number	19984557
Prior Transfer Date	Nov 3, 1997
Prior Transfer Doc	0000058977
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 23, 2022
Property Address	28 BAY LAUREL CT, SCOTTS VALLEY, CA 95066-3972
Document Number	0000005940
Map Reference	VOL 77 PG 63
Instrument Date	Jan 20, 2022
Instrument	2022-0005940
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BAY LAUREL CT, SCOTTS VALLEY, CA 95066-3972

Mortgage

Document Number	0000005941
Date	Feb 23, 2022
Instrument	2022-0005941

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 23, 2022
Property Address	28 BAY LAUREL CT, SCOTTS VALLEY, CA 95066-3972
Document Number	0000005942
Map Reference	VOL 77 PG 63
Instrument Date	Jan 20, 2022
Instrument	2022-0005942
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG LENDER SERVICES CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28 BAY LAUREL CT, SCOTTS VALLEY, CA 95066-3972

Tax Assessment & Valuation

The 2025 property tax bill for 28 Bay Laurel Ct was $9,815.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$776,521 (+2%) Land $459,299 Building $317,222
2025	$9,815.00	$761,295 Land $450,293 Building $311,002
2023	$8,970.00 (+2.07%)	$731,733 Land $432,807 Building $298,926	$1,436,130
2022	$8,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Bay Laurel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Bay Laurel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Verizon.

Nearby Properties on Bay Laurel Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures