28 Bay Ct, Ormond Beach, FL 32174 Property Records

Flagler County property record for 28 Bay Ct, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,940 sqft Living Area
Lot Size	18,818 sqft (0.432 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2017)
Tax Bill	$3,575.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C010-0280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,940 sqft Living Area
Gross Area	2,623 sqft Gross Area
1st Floor	1,940 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,818 sqft (0.432 acres)
Driveway	Driveway Concrete
Driveway Area	480 sqft Driveway
Pool Area	420 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	28 BAY CT
City	ORMOND BEACH
State	FL
Zip	32174-9251
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 1 LOT 28 OR 617 PG 932 OR 1752/552 OR 2225/54
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Block	1C01
Legal Lot Number	28
Legal Unit	1
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C010-0280

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 BAY CT, ORMOND BEACH, FL 32174-9251
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Jun 04, 1998 · Amount on Record
Deed Doc Number	201729132
Deed Book / Page	2225 / 54
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0017520552
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 17, 2017
Property Address	28 BAY CT, ORMOND BEACH, FL 32174-9251
Document Number	0022250054
Book / Page	2225 / 0054
Map Reference	MB30 PG20&21
Instrument Date	Aug 15, 2017
Instrument	2017029132
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 164, MONUMENT BEACH, MA 02553-0164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BAY CT, ORMOND BEACH, FL 32174-9251

Mortgage

Document Number	2017029133
Date	Aug 17, 2017
Instrument	2017029133

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2032

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 (-9.45%) Homeowner's exemption	$270,779 (+5.99%)	$422,663 (+2.04%) Land $63,000 Building $359,663
2024	$3,575.00 (+2.26%)
2023	$3,496.00 (+8.07%) Homeowner's exemption	$255,483 (+3%)	$414,197 (+14.09%) Land $63,000 Building $351,197
2022	$3,235.00 Homeowner's exemption	$248,042	$363,057 Land $63,000 Building $300,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.