28 Balfour Dr, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 28 Balfour Dr, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1943
Lot Size	0.125 acres (5,449 sqft)
Owner	Individual Name on Record
Tax Bill	$3,514 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00890 P:0004`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00890 P:0004`
Alternative APN	`8900004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,449 sqft (0.125 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8900004
Street Address	28 BALFOUR DR
City	SPRINGFIELD
State	MA
Zip	01118-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PLAN 18804-A SHEET 02
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3016
Census Tract	802400

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BALFOUR DR, SPRINGFIELD, MA 01118-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit LUSO FEDERAL CREDIT UNION
Aug 26, 2025	Deed of Trust, Mortgage LUSO FCU
Feb 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage LUSO FCU
Dec 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2007
Deed Sale	Sep 14, 2007
Deed Document Number	200730677
Last Transfer Date	Feb 2, 2020
Transfer Doc	0000221084
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 27, 2026
Property Address	28 BALFOUR DR, SPRINGFIELD, MA 01118-1137
Document Number	0000000605
Instrument Date	Apr 22, 2026
Instrument	2026605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BALFOUR DR, SPRINGFIELD, MA 01118-1137

Mortgage

Document Number	0000000605,
Date	Apr 27, 2026
Instrument	2026605

Lender

Name	LUSO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	28 BALFOUR DR, SPRINGFIELD, MA 01118-1137
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240514
Date	Aug 26, 2025
Instrument	240514

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	28 BALFOUR DR, SPRINGFIELD, MA 01118-1137
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221085
Date	Feb 10, 2020
Instrument	221085

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	28 BALFOUR DR, SPRINGFIELD, MA 01118-1137
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232628
Date	Dec 20, 2022
Instrument	232628

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,514.00 (+2.51%)	$227,300 (+3.98%) Land $45,900 Building $181,400	$241,249 (-6.08%)
2025	$3,428.00 (-8.24%)	$218,600 (-0.23%) Land $45,900 Building $172,700	$256,880 (+1.05%)
2024			$254,220
2023	$3,736.00	$219,100 Land $43,800 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed, T-Mobile.

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