Morgan County property record for 28 Avery Ln, Berkeley Springs, WV 25411 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,260 sqft · built 2008 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-0025.0015 |
| Primary APN | 02-11-0025.0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 2,520 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 99,317 sqft (2.28 acres) |
| Terrain | Steep |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 28 AVERY LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-6773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILES S/D LOT 10 2.28 AC |
| Legal Subdivision | HILES S/D |
| Legal Lot Number | 10 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971002 |
Source: Morgan County records · APN 02-11-0025.0015
Assessment roll updated November 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 AVERY LN, BERKELEY SPRINGS, WV 25411-6773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit CNB BANK INC |
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 01, 2007 |
| Transfer Doc | 000225/418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 28 AVERY LN, BERKELEY SPRINGS, WV 25411-6773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000532/162 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 532/162 |
| Instrument | 917236 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 28 AVERY LN, BERKELEY SPRINGS, WV 25411-6773 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000463/657 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 463/657 |
| Instrument | 874376 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Morgan County records · Assessment roll updated November 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 (+10.56%) | $116,880 (+11.25%) Land $14,160 Building $102,720 | $194,800 (+11.25%) Land $23,600 Building $171,200 |
| 2023 | $1,051.00 (-0.76%) | $105,060 (-0.79%) Land $12,960 Building $92,100 | $175,100 (-0.79%) Land $21,600 Building $153,500 |
| 2022 | $1,059.00 | $105,900 Land $12,960 Building $92,940 | $176,500 Land $21,600 Building $154,900 |
Source: FEMA National Flood Hazard Layer, Morgan County (54065C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540659710021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 34% of the US · above 45% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity, AT&T, Morgan Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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