28 Ave E, Key Largo, FL 33037 Property Records

Monroe County property record for 28 Ave E, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,697 sqft Living Area
Lot Size3,600 sqft (0.083 acres)
OccupancyOwner Occupied
Last Sale$780,000 (2020)
Tax Bill$5,595.00 (2024)

Property Details

APN / Parcel Number

Primary APN00459740-000000
Alternative APNs
  • 22613900459740000000
  • 1563251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,697 sqft Living Area
1st Floor1,697 sqft 1st Floor
Stories3 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGeodesic/Dome Roof Construction
Roof MaterialConcrete Roof
Lot Area3,600 sqft (0.083 acres)
Depth X Width80 ft x 45 ft Depth x Width
Garage TypeCovered Garage
Garage Area1,025 sqft Garage

Exterior Amenities

Deck Area300 sqft Deck
Patio Area500 sqft Patio
PorchOpen Porch
Porch Area682 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1563251
Street Address28 AVENUE E
CityKEY LARGO
StateFL
Zip33037-2610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 5 LT 3 KEY LARGO TRAILER VILLAGE PB5-43 KEY LARGO OR462-347/48 OR1389-342 OR1674-1060 OR1674-1061 OR2010-2147 OR2010-2145/46 OR2226-1109 OR2226-1107 OR2319-473 OR2697-1592 OR3050-1332
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionKEY LARGO TRAILER VILLAGE
Legal Block5
Legal Lot Number3
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup1
Census Block1017
Census Tract970400

Owner

Source: Monroe County records · APN 00459740-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 AVENUE E, KEY LARGO, FL 33037-2610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Oct 15, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleAug 06, 2014 · Amount on Record
Deed Doc Number20202286237
Deed Book / Page3050 / 1332
Prior Transfer DateAug 31, 2007
Prior Transfer Doc0023190473
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address28 AVENUE E, KEY LARGO, FL 33037-2610
Transaction TypeMortgage
Record UpdatedOct 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031251591
DateSep 14, 2021
Book Page3125/1591
Instrument2339583
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 15, 2020
Property Address28 AVENUE E, KEY LARGO, FL 33037-2610
Document Number0030501332
Book / Page3050 / 1332
Map ReferenceMB 5 PG 43
Instrument DateOct 14, 2020
Instrument2286237
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,460.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 372550, KEY LARGO, FL 33037-7550

Mortgage

Document Number0030501335
DateOct 15, 2020
Instrument3050/1335
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$688,504 (+5.99%)$1,001,870 (+11.83%) Land $461,700 Building $540,170
2024$5,595.00 (+3.88%)
2023$5,386.00 (+6.38%) Homeowner's exemption$649,613 (+3%)$895,848 (+12.44%) Land $428,400 Building $467,448
2022$5,063.00 Homeowner's exemption$630,693$796,754 Land $324,000 Building $472,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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