28 Arlington St, Hayesville, NC 28904 Property Records

Clay County property record for 28 Arlington St, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Oct 2025)
Tax Bill	$1,980 (2026)
Deeds & Mortgages	Oct 2025 Sale Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`556005080369`

Property Details

APN / Parcel Number

Primary APN	`556005080369`
Alternative APNs	`624810000` `701313`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,320 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	624810000
Street Address	28 ARLINGTON ST
City	HAYESVILLE
State	NC
Zip	28904-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C 32 & 34
Legal Subdivision	G H HAIGLER SUBDIVISION
Legal Lot Number	C
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2034
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 ARLINGTON ST, HAYESVILLE, NC 28904-7500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 6, 2021	Warranty Deed, Transfer
Mar 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	20252169
Deed Book / Page	488 / 428
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 28, 2025
Property Address	28 ARLINGTON ST, HAYESVILLE, NC 28904-7500
Document Number	000488/428
Book / Page	488 / 428
Map Reference	CAB 6 SL 339
Instrument Date	Oct 27, 2025
Instrument	2025002169
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2519 OLD HIGHWAY 64 W, HAYESVILLE, NC 28904-7364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ARLINGTON ST, HAYESVILLE, NC 28904-7500

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	28 ARLINGTON ST, HAYESVILLE, NC 28904-7500
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A17/154
Date	Apr 9, 2024
Book Page	A17/154
Instrument	2024000759

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	95 HWY 64 W, HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 14, 2049

Interest

Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 6, 2021
Property Address	28 ARLINGTON ST, HAYESVILLE, NC 28904
Document Number	000451/100
Book / Page	451 / 100
Map Reference	CAB 6 SL 339
Instrument Date	Apr 6, 2021
Instrument	2021001199
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 54, HAYESVILLE, NC 28904-0054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 OLD HIGHWAY 64 W, HAYESVILLE, NC 28904-7364

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 23, 2018
Property Address	28 ARLINGTON ST, HAYESVILLE, NC 28904
Document Number	00418/0145
Book / Page	418 / 0145
Instrument Date	Mar 19, 2018
Instrument	2018000603
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8118 KEELER ST, 8118, ALEXANDRIA, VA 22309-1057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 54, HAYESVILLE, NC 28904-0054

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Municipality	Hayesville Town
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,980.00 (+107.98%)	$408,300 (+197.81%) Land $9,000 Building $399,300	$408,300 (+197.81%) Land $9,000 Building $399,300
2025	$952.00	$137,100 (-) Land $6,900 Building $130,200	$137,100 (-) Land $6,900 Building $130,200
2023	$952.00	$137,100 Land $6,900 Building $130,200	$137,100 Land $6,900 Building $130,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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