28 Arden Rd, Waterbury, CT 06708 Property Records

Waterbury City property record for 28 Arden Rd, Waterbury, CT 06708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,199 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2021)
Tax Bill	$7,530 (2026)
Deeds & Mortgages	Aug 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29000390013`

Property Details

APN / Parcel Number

Primary APN	`29000390013`
Alternative APNs	`WATE M:0290 B:0039 L:0013` `WBRY M:0290 B:0039 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,199 sqft Living Area
Basement Area	1,337 sqft
Unfinished Basement	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	29000390013
Street Address	28 ARDEN RD
City	WATERBURY
State	CT
Zip	06708-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	39
Legal Lot Number	13
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3007
Census Tract	351800

Owner

28 Arden Rd is owned and occupied by an individual who bought it in February 2021.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 ARDEN RD, WATERBURY, CT 06708-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 17, 2021	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE
Feb 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	20211760
Deed Book / Page	8213 / 90
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	28 ARDEN RD, WATERBURY, CT 06708-2402
Transaction Type	Mortgage
Record Updated	Aug 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008915-287
Date	Aug 8, 2024
Book Page	8915/287
Instrument	2024-08930

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	28 ARDEN RD, WATERBURY, CT 06708-2402
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008744-157
Date	Aug 8, 2023
Book Page	8744/157
Instrument	2023-15715

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 17, 2021
Property Address	28 ARDEN RD, WATERBURY, CT 06708-2402
Document Number	0008213-90
Book / Page	8213 / 90
Instrument Date	Feb 1, 2021
Instrument	202101760
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 HOE AVE APT 4T, 4T, BRONX, NY 10459-3631

Mortgage

Document Number	0202101761
Date	Feb 17, 2021
Instrument	2021-01761

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 9, 2018
Property Address	28 ARDEN RD, WATERBURY, CT 06708-2402
Document Number	7740-100
Book / Page	007740 / 000100
Instrument Date	Feb 8, 2018
Instrument	1332
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ARDEN RD WATERBURY CT 067082402, WATERBURY, CT 06708-2402

Tax Assessment & Valuation

The 2026 property tax bill for 28 Arden Rd was $7,530, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,530.00 (-3.65%)	$173,740 (-) Land $27,300 Building $146,440	$344,547 (+183.3%)
2025	$7,815.00	$173,740 Land $27,300 Building $146,440	$121,618 Land $19,110 Building $102,508
2024	$7,815.00 (-16.99%)
2023	$9,415.00	$173,740 Land $27,300 Building $146,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Arden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Arden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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