Hamilton County property record for 28 Arcadia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,472 sqft · built 2001 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Sep 2022) |
| Tax Bill | $18,111 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0003-0124-00 |
| Primary APN | 046-0003-0124-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| 2nd Floor Area | 1,228 sqft |
| Basement Area | 1,228 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 132 ft deep x 23 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 28 ARCADIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARCADIA CT 23.11 X 132.70 IRR PT LOT 28 ARCADIA SUB |
| Legal Subdivision | ARCADIA SUB |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 046-0003-0124-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage EAGLE BANK |
| Sep 09, 2022 | Fiduciary Deed, Transfer LAWYERS TITLE |
| Jan 03, 2018 | Fiduciary Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2022 · Amount on Record |
| Deed Sale | Sep 09, 2022 · Amount on Record |
| Prior Sale | Sep 09, 2022 · Amount on Record |
| Deed Document Number | 0000086147 |
| Deed Book / Page | 14748 / 263 |
| Last Transfer Date | Oct 14, 2022 |
| Transfer Doc | 0000097692 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000084245 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 14743/158 |
| Instrument | 2022-0084245 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 14, 2022 |
| Property Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000097692 |
| Book / Page | 14773 / 2449 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 2022-0097692 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000097693 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-0097693 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year T-Bill |
| Max Rate | 9.75% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 09, 2022 |
| Property Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000086147 |
| Book / Page | 14748 / 263 |
| Map Reference | MB 1199 PG 392 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022-0086147 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 03, 2018 |
| Property Address | 28 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000000393 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 18-0000393 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Number | 0000000394 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 18-0000394 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2033 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,111.00 (+3.14%) | $294,361 (-) Land $83,255 Building $211,106 | |
| 2024 | $17,559.00 (-2.21%) | $294,361 (-) Land $83,255 Building $211,106 | |
| 2023 | $17,956.00 (+23.64%) | $294,361 (+37.87%) Land $83,255 Building $211,106 | $841,030 (+37.87%) Land $237,870 Building $603,160 |
| 2022 | $14,523.00 Homeowner's exemption | $213,501 Land $60,799 Building $152,702 | |
| 2020 | $610,000 Land $173,710 Building $436,290 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610049003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 686 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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