28 Arbor Way, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 28 Arbor Way, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,234 sqft · built 1990
Lot Size	0.419 acres (18,240 sqft)
Owner	2 Individual Names on File
Last Sale	$1,285,000 (Sep 2026)
Tax Bill	$14,499 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00037-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`37-00037-0000-00008`
Alternative APNs	`3700037L00008` `370003700008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,234 sqft Living Area
1st Floor Area	2,114 sqft
Upper Floors Area	1,510 sqft
Basement Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	18,240 sqft (0.419 acres)
Lot Dimensions	152 ft deep x 120 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700037L00008
Street Address	28 ARBOR WAY
City	OCEAN
State	NJ
Zip	07712-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Block	37
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1021
Census Tract	806503

Owner

28 Arbor Way is owned and occupied by two individuals who bought it in September 2026.

Source: Monmouth County and Ocean Township records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 ARBOR WAY, OCEAN, NJ 07712-3249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Dec 15, 1998 · Amount on File
Deed Document Number	202679713
Deed Book / Page	9814 / 9220
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0087344210
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 30, 2026
Property Address	28 ARBOR WAY, OCEAN, NJ 07712-3249
Document Number	0000079713
Book / Page	9814 / 9220
Instrument Date	Sep 18, 2026
Instrument	202679713
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ARBOR WAY, OCEAN, NJ 07712-3249

Mortgage

Document Number	0000079714,
Date	Sep 30, 2026
Instrument	202679714

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Arbor Way was $14,499, up 6.9% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,115,100 (+4.06%) Land $451,400 Building $663,700	$1,115,100 (+4.06%) Land $451,400 Building $663,700
2025	$14,499.00 (+6.92%)	$1,071,600 Land $526,400 Building $545,200	$1,071,600 Land $526,400 Building $545,200
2024	$13,561.00
2023		$936,100 Land $418,200 Building $517,900	$936,100 Land $418,200 Building $517,900
2022	$13,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Arbor Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Arbor Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Arbor Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures