28 Apple Ct, Ridge, NY 11961 Property Records

Suffolk County and Brookhaven Town property record for 28 Apple Ct, Ridge, NY 11961

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,105 sqft · built 2005
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2020)
Tax Bill	$17,720 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0200-292.00-01.00-022.017`

Property Details

APN / Parcel Number

Primary APN	`0200-292.00-01.00-022.017`
Alternative APNs	`472289 292.00-01-022.017` `00002040615` `0002040615` `2040615`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,105 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	40,511 sqft (0.93 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2040615
Street Address	28 APPLE CT
City	RIDGE
State	NY
Zip	11961-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEHAVEN ESTATES SEC 8 11097 LOT
Legal Subdivision	RIDGEHAVEN ESTATES
Legal Block	2000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1001
Census Tract	158409

Owner

28 Apple Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 APPLE CT, RIDGE, NY 11961-1940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID-ISLAND MORTGAGE CORP
Nov 4, 2021	Deed, Transfer
Sep 30, 2020	Warranty Deed, Transfer NOT AVAILABLE
May 6, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	May 6, 2020 · Amount on File
Deed Book / Page	13073 / 281
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	28 APPLE CT, RIDGE, NY 11961-1940
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235270802
Date	Aug 11, 2023
Book Page	23527/802

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	28 APPLE CT, RIDGE, NY 11961-1940
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233410948
Date	Nov 4, 2021
Book Page	23341/948
Instrument	DM044590

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 4, 2021
Property Address	28 APPLE CT, RIDGE, NY 11961-1940
Document Number	0131270879
Book / Page	13127 / 879
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 HARRISON AVE, BELLPORT, NY 11713-1115

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 30, 2020
Property Address	28 APPLE CT, RIDGE, NY 11961-1940
Document Number	0130730281
Book / Page	013073 / 000281
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GINGHAM CT RIDGE NY 119611942, RIDGE, NY 11961-1942

May 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 6, 2020
Property Address	28 APPLE CT, RIDGE, NY 11961-1940
Document Number	0130570976
Book / Page	013057 / 000976
Instrument Date	Jan 27, 2020
Transaction Type	Foreclosure
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,678.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Longwood Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,030 Land $400 Building $3,630	$839,583 Land $75,472 Building $684,906
2024	$17,720.00
2023		$4,030 Land $400 Building $3,630	$7,463 Land $741 Building $6,722

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Apple Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Apple Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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