28 Apache Dr, Manalapan (Englishtown), NJ 07726 Property Records

Monmouth County and Manalapan Township property record for 28 Apache Dr, Manalapan, NJ 07726

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,184 sqft · built 1987
Lot Size	0.53 acres (23,100 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Mar 1995)
Tax Bill	$16,217 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-01303-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`28-01303-0000-00014`
Alternative APN	`280130300014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
1st Floor Area	2,078 sqft
Upper Floors Area	1,106 sqft
Basement Area	1,284 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	23,100 sqft (0.53 acres)
Lot Dimensions	231 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	380 sqft
Patio Area	744 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 APACHE DR
City	MANALAPAN
State	NJ
Zip	07726-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	BALMAR WOODS INC SEC 03
Legal Block	1303
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MANALAPAN
Census Block Group	1
Census Block	1009
Census Tract	810001

Owner

28 Apache Dr is owned and occupied by two individuals who bought it in March 1995.

Source: Monmouth County and Manalapan Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 APACHE DR, MANALAPAN, NJ 07726-4603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 1995 · Amount on File
Deed Sale	Mar 17, 1995 · Amount on File
Deed Book / Page	5395 / 62
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 APACHE DR, MANALAPAN, NJ 07726-4603
Document Number	0000011033
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 APACHE DR MANALAPAN NJ 077264603, MANALAPAN, NJ 07726-4603

Mortgage

Document Number	0000011033
Date	Jan 21, 2021
Book Page	009474/009945
Instrument	11033

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28 Apache Dr was $16,217, up 3.4% from the year before.

Source: Monmouth County and Manalapan Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Manalapan Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Manalapan-Englishtown Regional School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,900 (-1.32%) Land $395,500 Building $555,400	$950,900 (-1.32%) Land $395,500 Building $555,400
2025	$16,217.00 (+3.39%)	$963,600 Land $420,500 Building $543,100	$963,600 Land $420,500 Building $543,100
2024	$15,686.00
2023		$854,500 Land $370,500 Building $484,000	$854,500 Land $370,500 Building $484,000
2022	$13,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Apache Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Apache Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORDONS CORNER WATER CO private · serves 46,196 people · EPA ID NJ1326001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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