28 Andrew St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 28 Andrew St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,402 sqft · built 1913
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (May 2016)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00440 P:0004`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00440 P:0004`
Alternative APN	`4400004`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,402 sqft Living Area
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	4400004
Street Address	28 ANDREW ST
City	SPRINGFIELD
State	MA
Zip	01109-3037
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2023
Census Tract	801401

Owner

Source: Hampden County and Springfield City records · APN SPRI S:00440 P:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 ANDREW ST, SPRINGFIELD, MA 01109-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2016 · Amount on Record
Deed Sale	May 20, 2016 · Amount on Record
Prior Sale	Aug 01, 1990 · Amount on Record
Deed Document Number	201628467
Deed Book / Page	21186 / 408
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	28 ANDREW ST, SPRINGFIELD, MA 01109-3037
Document Number	23210-108
Instrument Date	Mar 03, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ANDREW ST SPRINGFIELD MA 011093037, SPRINGFIELD, MA 01109-3037

Mortgage

Document Number	23210-108
Date	May 15, 2020
Book Page	023210/000108
Instrument	24491

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,904.00 (+7.64%)	$249,000 (+17.07%) Land $31,200 Building $217,800
2023	$3,627.00	$212,700 Land $28,400 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138014012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

Based on FCC filings for 586 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.