28 Amanda Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 28 Amanda Dr, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,188 sqft · built 2001
Lot Size0.25 acres (10,908 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Apr 2014)
Tax Bill$2,437 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-032994

Property Details

APN / Parcel Number

Primary APN07-032994
Alternative APN
  • 032994

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,188 sqft Total Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleSplit Foyer
Exterior MaterialSiding
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area10,908 sqft (0.25 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number032994
Street Address28 AMANDA DR
CitySMITHSBURG
StateMD
Zip21783-1572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 316 0.25 ACRE 28 AMANDA DRIVE WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS
Legal Block5
Legal Lot Number316
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3000
Census Tract11301

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 AMANDA DR, SMITHSBURG, MD 21783-1572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2014 · Amount on Record
Deed SaleApr 4, 2014 · Amount on Record
Prior SaleOct 4, 2013
Deed Book / Page4736 / 444
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address28 AMANDA DR, SMITHSBURG, MD 21783-1572
Document Number0059660463
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 9, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address28 AMANDA DR SMITHSBURG MD 217831572, SMITHSBURG, MD 21783-1572

Mortgage

Document Number0059660463
DateMay 1, 2019
Book Page005966/000463
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,467 (+9.69%)$319,400 (-) Land $65,400 Building $254,000
2025$2,437.00 (+16.44%)$267,533 (+16.93%)$319,400 (+32.2%) Land $65,400 Building $254,000
2023$2,093.00$228,800$241,600 Land $65,400 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 250

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