Monmouth County and Rumson Borough property record for 28 Allen St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,320 sqft · built 2019 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Feb 2018) |
| Tax Bill | $21,170 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00032-0000-00007 |
| Primary APN | 41-00032-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,320 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Upper Floors Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,400 sqft (0.216 acres) |
| Lot Dimensions | 94 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 107 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 050200 |
|---|---|
| Street Address | 28 ALLEN ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | RUMSON |
| Legal Block | 32 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 ALLEN ST, RUMSON, NJ 07760-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 21, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 15, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2018 · Amount on File |
| Deed Sale | Feb 15, 2018 · Amount on File |
| Prior Sale | Aug 8, 2011 · Amount on File |
| Deed Document Number | 201818087 |
| Deed Book / Page | 9274 / 3217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 ALLEN ST, RUMSON, NJ 07760-1317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 28 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0096663071 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 9666/3071 |
| Instrument | 2023077002 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.3% |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000035028 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE |
| Name | Verified Name |
|---|---|
| Address | 28 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317 |
| Document Number | 0000035028 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 009405/003188 |
| Instrument | 35028 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 15, 2018 |
| Property Address | 28 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000018087 |
| Book / Page | 009274 / 003219 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 18087 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,325,400 (+15.23%) Land $1,001,800 Building $1,323,600 | $2,325,400 (+15.23%) Land $1,001,800 Building $1,323,600 | |
| 2025 | $21,170.00 (+3.62%) | $2,018,100 (+17.62%) Land $891,600 Building $1,126,500 | $2,018,100 (+17.62%) Land $891,600 Building $1,126,500 |
| 2024 | $20,431.00 (+1.19%) | ||
| 2023 | $1,715,800 Land $786,400 Building $929,400 | $1,715,800 Land $786,400 Building $929,400 | |
| 2022 | $20,191.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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