28 7th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 28 7th St, Key Colony Beach, FL 33051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 854 sqft · built 1959
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2023)
Tax Bill	$5,263 (2024)
Deeds & Mortgages	Jul 2023 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00077950-000000`

Property Details

APN / Parcel Number

Primary APN	`00077950-000000`
Alternative APNs	`05663300077950000000` `1083666`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	854 sqft Living Area
1st Floor Area	854 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	110 ft deep x 20 ft wide
View / Lot	Canal
Patio Area	304 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1083666
Street Address	28 7TH ST
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-2
Legal Description	N 1/2 LOT 15 AND ADJ FILLED LAND AND BAY BTM KEY COLONY BEACH YACHT CLUB SUB PB4-68 KEY COLONY BCH FL OR136-151 OR155-280 OR166-349 OR408-634Q/C OR543-515 OR796-1467Q/C OR796-1468 OR1010-1044AG OR1136-2047 OR1136-2048Q/C OR1136-2049 OR1136-2050Q/C OR
Legal Range	33E
Legal Township	66S
Legal Section	05
Legal Subdivision	KEY COLONY BEACH YACHT
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1012
Census Tract	971001

Owner

28 7th St is owned by an individual who bought it in July 2023.

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 THURSTON POINT RD, GLOUCESTER, MA 01930-1616
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	20232425081
Deed Book / Page	3234 / 860
Prior Transfer Date	Nov 18, 2009
Prior Transfer Doc	0024420874
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 14, 2023
Property Address	28 7TH ST, KEY COLONY BEACH, FL 33051
Document Number	0032340860
Book / Page	3234 / 860
Map Reference	MB 4 PG 68
Instrument Date	Jul 12, 2023
Instrument	2425081
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 7TH ST, KEY COLONY BEACH, FL 33051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THURSTON POINT RD, GLOUCESTER, MA 01930-1616

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 6, 2021
Property Address	28 7TH ST, KEY COLONY BEACH, FL 33051
Document Number	0031172424
Book / Page	3117 / 2424
Map Reference	MB 4 PG 68
Instrument Date	Jul 30, 2021
Instrument	2333917
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 7TH ST, 28, KEY COLONY BEACH, FL 33051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THURSTON POINT RD, GLOUCESTER, MA 01930-1616

Mortgage

Document Number	31172429
Date	Aug 6, 2021
Instrument	3117/2429

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,020 Land $424,805 Building $162,215	$587,020 Land $424,805 Building $162,215
2024	$5,263.00 (+9.19%)
2023	$4,820.00 (+14.16%)	$556,040 (+24.7%) Land $397,205 Building $158,835	$556,040 (+24.7%) Land $397,205 Building $158,835
2022	$4,222.00	$445,906 Land $304,805 Building $141,101	$445,906 Land $304,805 Building $141,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 558 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 409 condo units
Nearby Flood Claims	861 (1979–2026)
Claims Outside the SFHA	1 of 861
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 469 claims Hurricane Wilma, Oct 2005 · 45 claims Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures