28 4th St, Duluth, MN 55810 Property Records

St. Louis County property record for 28 4th St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,092 sqft · built 1943
Lot Size0.162 acres (7,072 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (May 2014)
Tax Bill$1,916 (2026)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0170-01380

Property Details

APN / Parcel Number

Primary APN185-0170-01380
Alternative APN
  • 970132

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,092 sqft Gross Area
1st Floor Area728 sqft
Basement Area437 sqft
Finished Basement437 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,072 sqft (0.162 acres)
Garage Area660 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number970132
Street Address28 4TH ST
CityDULUTH
StateMN
Zip55810-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 AND 12 SERIAL #
Legal SubdivisionNORTONS ADDITION
Legal Block4
Legal Lot Number11-12
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group2
Census Block2005
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0170-01380

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 4TH ST, DULUTH, MN 55810-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2014 · Amount on Record
Deed SaleMay 29, 2014 · Amount on Record
Prior SaleJun 11, 2007 · Amount on Record
Deed Document Number20141238503
Prior Transfer DateApr 18, 2007
Prior Transfer Doc0001053508
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateApr 21, 2026
Property Address28 4TH ST, DULUTH, MN 55810-2212
Document Number0001531191
Instrument DateApr 02, 2026
Instrument20261531191
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 4TH ST, DULUTH, MN 55810-2212

Mortgage

Document Number0001531191,
DateApr 21, 2026
Instrument20261531191
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,916.00 (-2.84%) Homeowner's exemption
2025$1,972.00 (+8%) Homeowner's exemption$162,000 (-3.57%) Land $15,500 Building $146,500$162,000 (-3.57%) Land $15,500 Building $146,500
2024$1,826.00$168,000 (+30.33%) Land $15,500 Building $152,500$168,000 (+30.33%) Land $15,500 Building $152,500
2022$128,900 Land $11,700 Building $117,200$128,900 Land $11,700 Building $117,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AirFiberFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Spectrum, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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