Erie County and Lancaster Town property record for 28 4th Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,703 sqft · built 1958 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Feb 2018) |
| Tax Bill | $5,965 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.11-5-12 |
| Primary APN | 145203 115.11-5-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 839 sqft |
| 2nd Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 4TH AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 1021 N PTS25TO21 54 X 1OO |
| Legal Subdivision | HOLLAND LAND COMPANY SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14300 |
28 4th Ave is owned and occupied by an individual who bought it in February 2018.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 4TH AVE, LANCASTER, NY 14086-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND |
| Feb 26, 2018 | Deed, Transfer EASTERN ABSTRACT OF NY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on File |
| Deed Sale | Feb 26, 2018 · Amount on File |
| Prior Sale | Oct 7, 2008 · Amount on File |
| Deed Document Number | 201837824 |
| Deed Book / Page | 11326 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 8, 2026 |
| Property Address | 28 4TH AVE, LANCASTER, NY 14086-3008 |
| Document Number | 0141949957 |
| Book / Page | 14194 / 9957 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202664691 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 28 4TH AVE, LANCASTER, NY 14086-3008 |
| Document Number | 0000064691, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 14194/9957 |
| Instrument | 202664691 |
| Name | THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 26, 2018 |
| Property Address | 28 4TH AVE, LANCASTER, NY 14086-3008 |
| Document Number | 0113260372 |
| Book / Page | 11326 / 0372 |
| Map Reference | MAP1021 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2018037824 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | EASTERN ABSTRACT OF NY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 SAINT DAVIDS DR, 38, WEST SENECA, NY 14224-3440 |
| Name | Verified Name |
|---|---|
| Address | 200 SENECA DPLACE, LANCASTER, NY 14086-1369 |
The 2026 property tax bill for 28 4th Ave was $5,965, up 203.4% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,965.00 (+203.41%) | ||
| 2025 | $1,966.00 (-66.09%) | $175,000 (-) Land $24,800 Building $150,200 | $273,438 (+12.48%) Land $38,750 Building $234,688 |
| 2024 | $5,798.00 | $175,000 (-) Land $24,800 Building $150,200 | $243,100 (+4.2%) Land $34,451 Building $208,649 |
| 2023 | $175,000 Land $24,800 Building $150,200 | $233,300 Land $33,062 Building $200,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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