28 4th Ave, Bluffton, SC 29910 Property Records

Beaufort County property record for 28 4th Ave, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,728 sqft · built 2003
Owner	Individual Name on File
Last Sale	$119,900 (Feb 2012)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R61003900006480000`

Property Details

APN / Parcel Number

Primary APN	`R61003900006480000`
Alternative APN	`10457526`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Porch	Open Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10457526
Old Parcel Number	R61003900006480000
Street Address	28 4TH AVE
City	BLUFFTON
State	SC
Zip	29910-6268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT I 10 TRACT B PH I SHULTS TRACT PB85 PGS29-29A PB88 PG5 PB92 P181-182 PB94 P4
Legal Subdivision	PALMETTO TRADITIONAL HOMES
Legal Phase	1
Legal Tract	B
Legal Block	PH
Legal Lot Number	I
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3040
Census Tract	2107

Owner

Source: Beaufort County assessment roll, APN R61003900006480000, as of September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 4TH AVE, BLUFFTON, SC 29910-6268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2012 · Amount on Record
Deed Sale	Feb 27, 2012 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	2012010825
Deed Book / Page	3122 / 1903
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 4TH AVE, BLUFFTON, SC 29910-6268
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053839
Date	Oct 07, 2019
Book Page	3800/1592
Instrument	2019053839

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLUFFTON, SC 29910

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (-0.09%)	$6,580 (-55.73%)
2024	$1,126.00	$14,864 (-) Land $6,000 Building $8,864	$371,600 (-) Land $150,000 Building $221,600
2023	$1,126.00 (+8.17%)	$14,864 (+83.42%) Land $6,000 Building $8,864	$371,600 (+83.42%) Land $150,000 Building $221,600
2022	$1,041.00	$8,104 Land $2,080 Building $6,024	$202,600 Land $52,000 Building $150,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2026)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Jul 2026 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 373 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber · Cable	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.