28 2nd St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 28 2nd St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,083 sqft · built 2023
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Mar 2026)
Tax Bill	$14,925 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00059-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`19-00059-0000-00018`
Alternative APNs	`190005900018` `00010890`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,083 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	352 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00010890
Street Address	28 2ND ST
City	HIGHLANDS
State	NJ
Zip	07732-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	HIGHLAND MUNICIPALITY
Legal Block	59
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2039
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 2ND ST, HIGHLANDS, NJ 07732-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 11, 2023	Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Feb 11, 2022	Deed, Transfer LT NATIONAL TITLE SERVICES, LT NATIONAL TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	202621394
Deed Book / Page	9784 / 147
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 13, 2026
Property Address	28 2ND ST, HIGHLANDS, NJ 07732-1628
Document Number	0097840147
Book / Page	9784 / 147
Instrument Date	Mar 11, 2026
Instrument	2026021394
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CORAL WAY S, FORKED RIVER, NJ 08731-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 2ND ST, HIGHLANDS, NJ 07732-1628

Mortgage

Document Number	2026021395
Date	Mar 13, 2026
Instrument	2026021395

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 11, 2023
Property Address	28 2ND ST, HIGHLANDS, NJ 07732-1628
Document Number	0096630767
Book / Page	9663 / 767
Instrument Date	Oct 6, 2023
Instrument	2023070734
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	PEGASUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 HUDSON ST, HOBOKEN, NJ 07030-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 2ND ST, HIGHLANDS, NJ 07732-1628

Mortgage

Document Number	2023070735
Date	Oct 11, 2023
Instrument	2023070735

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 11, 2022
Property Address	28 2ND ST, HIGHLANDS, NJ 07732-1628
Document Number	0095781790
Book / Page	9578 / 1790
Instrument Date	Feb 4, 2022
Instrument	2022017269
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LT NATIONAL TITLE SERVICES, LT NATIONAL TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 NEWBROOK LN, SPRINGFIELD, NJ 07081-3021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HUDSON ST, HOBOKEN, NJ 07030-5803

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$983,300 (+12.66%) Land $326,200 Building $657,100	$983,300 (+12.66%) Land $326,200 Building $657,100
2025	$14,925.00 (+17.78%)	$872,800 (+651.12%) Land $221,700 Building $651,100	$872,800 (+651.12%) Land $221,700 Building $651,100
2024	$12,672.00 (+563.8%)
2023		$116,200 (+31%) Land $116,200	$116,200 (+31%) Land $116,200
2022	$1,909.00 (-50.51%)	$88,700 Land $88,700	$88,700 Land $88,700
2021	$3,857.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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