28 2nd St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 28 2nd St, Cambridge, MA 02141

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,496 sqft · built 2006
Lot Size	1.68 acres (73,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,235,000 (Oct 2025)
Tax Bill	$7,435 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-47-HTH/3`

Property Details

APN / Parcel Number

Primary APN	`18-47-HTH/3`
Alternative APN	`CAMB M:00018 L:00047HTH/3`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	73,279 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Street Address	28 2ND ST
City	CAMBRIDGE
State	MA
Zip	02141-1734
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	47HTH/3
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1001
Census Tract	352102

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 2ND ST, HTH-3, CAMBRIDGE, MA 02141-1734
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Oct 14, 2025	Condominium Deed, Transfer · Conventional Mortgage MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	2025124246
Deed Book / Page	84731 / 274
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	28 2ND ST, CAMBRIDGE, MA 02141-1734
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084731-312
Date	Oct 14, 2025
Book Page	84731/312
Instrument	124249

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Amount	Amount Recorded

October 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Oct 14, 2025
Property Address	28 2ND ST, CAMBRIDGE, MA 02141-1734
Document Number	084731-274
Book / Page	84731 / 274
Instrument Date	Oct 14, 2025
Instrument	124246
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 2ND ST # HTH-3, HTH-3, CAMBRIDGE, MA 02141-1734

Mortgage

Document Number	0000124247
Date	Oct 14, 2025
Instrument	124247

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2032
Index	1-Year CMT

Mortgage

Document Number	084731-305
Date	Oct 14, 2025
Book Page	84731/305
Instrument	124248

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,435.00 (+9.45%)	$1,170,800 (+2.04%) Building $1,170,800	$1,215,240 (-8.59%)
2024	$6,793.00 (+4.35%)	$1,147,400 (+3.29%) Building $1,147,400	$1,329,430
2023	$6,510.00	$1,110,900 Building $1,110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	209 units insured incl. 206 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry, Verizon.

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