28 1st St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 28 1st St, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	1,074 sqft · built 1900
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,000 (Aug 2018)
Tax Bill	$5,836 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2021 Mortgage + 2 more
APN	`09-01704-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`09-01704-0000-00016`
Alternative APNs	`090170400016` `2743`

Interior

Stories	2 Stories
Building Area	1,074 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide

Location & Zoning

Account Number	2743
Street Address	28 1ST ST
City	DOVER
State	NJ
Zip	07801-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHRYSTAL FARM LTS
Legal Block	1704
Legal Lot Number	16
Jurisdiction	MORRIS NJ
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1009
Census Tract	44900

Owner

Source: Morris County and Dover Town records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 1ST ST, DOVER, NJ 07801-5316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit PICATINNY FCU
Feb 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 21, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Aug 25, 1989 · Amount on Record
Deed Document Number	201847421
Deed Book / Page	23402 / 962
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	28 1ST ST, DOVER, NJ 07801-5316
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246920145
Date	Dec 13, 2023
Book Page	24692/145
Instrument	2023047342

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	28 1ST ST, DOVER, NJ 07801-5316
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240400318
Date	Feb 27, 2021
Book Page	24040/318
Instrument	2021018112

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	28 1ST ST, DOVER, NJ 07801-5316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236041921
Date	Sep 3, 2019
Book Page	23604/1921
Instrument	2019047837

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 1, 2041

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 21, 2018
Property Address	28 1ST ST, DOVER, NJ 07801-5316
Document Number	0234020962
Book / Page	23402 / 0962
Map Reference	MB V-7 PG56&C
Instrument Date	Jun 7, 2018
Instrument	2018047421
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,356.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9103 FIELDSTONE DR, 9103, MOUNT ARLINGTON, NJ 07856-1462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 1ST ST, DOVER, NJ 07801-5316

Mortgage

Document Number	2018047422
Date	Aug 21, 2018
Instrument	2018047422

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Dover Town
Unified School District	Dover Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,300 (-) Land $85,600 Building $92,700	$178,300 (-) Land $85,600 Building $92,700
2025		$178,300 (-) Land $85,600 Building $92,700	$178,300 (-) Land $85,600 Building $92,700
2024	$5,836.00 (+10.74%)
2023		$178,300 Land $85,600 Building $92,700	$178,300 Land $85,600 Building $92,700
2022	$5,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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