27W477 Oak Ct, Winfield, IL 60190 Property Records

DuPage County property record for 27W477 Oak Ct, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,184 sqft · built 1990
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Jul 2022)
Tax Bill	$7,783 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-13-305-001`

Property Details

APN / Parcel Number

Primary APN	`04-13-305-001`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	27W477 OAK CT
City	WINFIELD
State	IL
Zip	60190-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OAK COURT MANOR WINF
Legal Subdivision	OAK COURT MANOR
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	1
Census Block	1011
Census Tract	841403

Owner

27W477 Oak Ct is owned and occupied by two individuals who bought it in July 2022.

Source: DuPage County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21W600 LYNN RD, 13, LOMBARD, IL 60148-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CU/AMERICA FINANCIAL SERVICES INC
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	202268517
Prior Transfer Date	Mar 14, 2000
Prior Transfer Doc	0000045714
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 19, 2022
Property Address	27W477 OAK CT, WINFIELD, IL 60190-1424
Document Number	0000068517
Map Reference	DOC 235625
Instrument Date	Jun 17, 2022
Instrument	R2022-068517
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27W477 OAK CT, WINFIELD, IL 60190-1424

Mortgage

Document Number	0000068518
Date	Jul 19, 2022
Instrument	R2022-068518

Lender

Name	CU/AMERICA FINANCIAL SERVICES INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 1, 2020
Property Address	27W477 OAK CT, WINFIELD, IL 60190-1424
Document Number	0000097210
Map Reference	DOC 235625
Instrument Date	Aug 21, 2020
Instrument	R2020-097210
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27W477 OAK CT, WINFIELD, IL 60190-1424

Mortgage

Document Number	0000097211
Date	Sep 1, 2020
Instrument	R2020-097211

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27W477 Oak Ct was $7,783 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	Winfield Village
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	Winfield School District 34 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,783.00	$117,744 Land $39,244 Building $78,500	$353,232 Land $117,732 Building $235,500
2022	$6,772.00 Homeowner's exemption	$91,940 Land $30,640 Building $61,300	$275,820 Land $91,920 Building $183,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27W477 Oak Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1982–2013)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27W477 Oak Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD serves 9,835 people · EPA ID IL0431150
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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