27W415 Wallace Rd, Wheaton, IL 60189 Property Records

DuPage County property record for 27W415 Wallace Rd, Wheaton, IL 60189 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,389 sqft · built 1985
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$472,500 (Dec 2014)
Tax Bill	$17,057 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-25-104-005`

Property Details

APN / Parcel Number

Primary APN	`04-25-104-005`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,389 sqft Living Area
Gross Area	4,754 sqft
1st Floor Area	2,389 sqft
Basement Area	2,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	64,904 sqft
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	27W415 WALLACE RD
City	WHEATON
State	IL
Zip	60189-7889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN OAKS SUB ALL
Legal Subdivision	TWIN OAKS SUB
Legal Lot Number	12
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	3
Census Block	3017
Census Tract	841603

Owner

Source: DuPage County records · APN 04-25-104-005

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27W415 WALLACE RD, WHEATON, IL 60189-7889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Deed Document Number	2014117627
Last Transfer Date	May 13, 2015
Transfer Doc	0000057950
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	27W415 WALLACE RD, WHEATON, IL 60189-7889
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27W415 WALLACE RD, WHEATON, IL 60189-7889

Mortgage

Document Number	0000043413
Date	Jul 12, 2023
Instrument	R2023-043413

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,057.00 (+15%)	$297,114 (+28.72%) Land $72,169 Building $224,945	$891,342 (+28.72%) Land $216,507 Building $674,835
2022	$14,832.00 Homeowner's exemption	$230,830 Land $56,360 Building $174,470	$692,490 Land $169,080 Building $523,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438416033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	17 (1996–2013)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 3 claims Severe Storms And Flooding (Sep 2008), 11 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.