27993 Cougar Pass Rd, Escondido, CA 92026 Property Records

San Diego County property record for 27993 Cougar Pass Rd, Escondido, CA 92026

Property Summary

Property Type	Orchard (Fruit, Nut)
Details	2 bd · 2 ba · 1,161 sqft · built 2019
Lot Size	20.6 acres (899,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Nov 2018)
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`186-042-55-00`

Property Details

APN / Parcel Number

Primary APN	`186-042-55-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,161 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	899,078 sqft

Location & Zoning

Street Address	27993 COUGAR PASS RD
City	ESCONDIDO
State	CA
Zip	92026-6718
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Local Zoning Code	A70
Legal Description	PAR 4 TR PM03806
Legal Tract	3806
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2019
Census Tract	19105

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27993 COUGAR PASS RD, ESCONDIDO, CA 92026-6718
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 19, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Nov 29, 2018	Grant Deed, Construction Loan · Construction Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	2018492326
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0000567083
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27993 COUGAR PASS RD, ESCONDIDO, CA 92026-6718
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585997
Date	Dec 16, 2019
Instrument	2019-0585997

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27993 COUGAR PASS RD, ESCONDIDO, CA 92026-6718
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27993 COUGAR PASS RD, ESCONDIDO, CA 92026-6718

Mortgage

Document Number	0000644634
Date	Oct 22, 2020
Instrument	2020-0644634

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27993 COUGAR PASS RD, ESCONDIDO, CA 92026-6718
Document Number	0000274760
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2722 REYNARD WAY SAN DIEGO CA 921036412, SAN DIEGO, CA 92103-6412

Mortgage

Document Number	0000274760
Date	Jul 10, 2019
Instrument	274760

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	EL CAJON, CA 92021

Agreement

Amount	Amount Recorded

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2018
Property Address	27993 COUGAR PASS RD, ESCONDIDO, CA 92026-6718
Document Number	0000492326
Instrument Date	Sep 27, 2018
Instrument	2018-0492326
Transaction Type	Construction Loan
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2722 REYNARD WAY # A, A, SAN DIEGO, CA 92103-6445

Mortgage

Document Number	0000492327
Date	Nov 29, 2018
Instrument	2018-0492327

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2019

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,720 (+2%) Land $266,829 Building $141,891
2025	$6,304.00 (+4.68%)	$400,707 (+4.04%) Land $261,598 Building $139,109
2023	$6,022.00 (+1.52%)	$385,149 Land $251,441 Building $133,708
2022	$5,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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