27984 Kovarik Rd, Webster, WI 54893 Property Records

Burnett County property record for 27984 Kovarik Rd, Webster, WI 54893

Property Summary

Property Type	Single Family Home
Lot Size	6.69 acres (291,416 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2023)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Jan 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-012-2-40-15-25-5 05-003-011000`

Property Details

APN / Parcel Number

Primary APN	`07-012-2-40-15-25-5 05-003-011000`
Alternative APN	`5645`

Exterior

Lot Area	291,416 sqft (6.69 acres)

Location & Zoning

Street Address	27984 KOVARIK RD
City	WEBSTER
State	WI
Zip	54893-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PRT GOV LOT 3 LYG N OF CSM V 1 P 226, & A REF LN COM NE COR OF SD CSM & TH E 554.17'=S LN OF SD GOV LOT TO PT ON E S
Legal Range	15W
Legal Township	40N
Legal Section	25
Legal Lot Number	3
Jurisdiction	BURNETT WI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1054
Census Tract	970600

Owner

27984 Kovarik Rd is owned and occupied by an individual who bought it in November 2023.

Source: Burnett County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27984 KOVARIK RD, WEBSTER, WI 54893-7746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2005	Deed of Trust, Mortgage · ARM OPTION ONE MORTGAGE CORP
Jan 18, 2005	Deed of Trust, Mortgage · Line of Credit RURAL AMERICAN BANK
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Dec 2, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Dec 2, 2011 · Amount on File
Deed Document Number	2023483598
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	27984 KOVARIK RD, WEBSTER, WI 54893-7746
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377359
Date	Aug 15, 2005
Instrument	377359

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.19%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.19%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	27984 KOVARIK RD, WEBSTER, WI 54893-7746
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000372609
Date	Jan 18, 2005
Instrument	372609

Lender

Name	RURAL AMERICAN BANK
Address	LUCK, WI 54853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 15, 2008

Interest

Rate Type	Fixed Rate
Rate	8.75%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNETT WI
Recording Date	Nov 1, 2023
Property Address	27984 KOVARIK RD, WEBSTER, WI 54893-7746
Document Number	0000483598
Map Reference	DOC 161856
Instrument Date	Oct 27, 2023
Instrument	483598
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000483600
Date	Nov 1, 2023
Instrument	483600

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNETT WI
Recording Date	Dec 2, 2011
Property Address	27984 KOVARIK RD, WEBSTER, WI 54893-7746
Document Number	0000416981
Instrument Date	Nov 1, 2011
Instrument	416981
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 REGENT BLVD STE 200, 200, IRVING, TX 75063-2478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27984 KOVARIK RD, WEBSTER, WI 54893-7746
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 27984 Kovarik Rd was $1,206 with a homeowner's exemption.

Source: Burnett County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Burnett County
County Subdivision	Jackson Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 Homeowner's exemption	$189,700 Land $23,600 Building $166,100	$205,900
2023	$737.00 (+17.92%) Homeowner's exemption	$69,600 (-) Land $13,400 Building $56,200	$112,800
2022	$625.00 Homeowner's exemption	$69,600 Land $13,400 Building $56,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27984 Kovarik Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27984 Kovarik Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Siren Telephone Company Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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