Baldwin County property record for 27982 Bay Branch Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,494 sqft · built 2004 |
| Lot Size | 0.36 acres (15,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Mar 2020) |
| Tax Bill | $1,038 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-01-01-0-000-001.152 |
| Primary APN | 43-01-01-0-000-001.152 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,494 sqft Heated Area |
| 1st Floor Area | 2,494 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,690 sqft (0.36 acres) |
| Lot Dimensions | 184 ft deep x 84.9 ft wide |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 365826 |
|---|---|
| Street Address | 27982 BAY BRANCH DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84.9' X 184.8' IRR LOT 2 BAY BRANCH ESTATES PHASE FIVE SLIDES 2011-B & 2011-C SEC 1-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | BAY BRANCH ESTATES PHASE FIVE |
| Legal Phase | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10708 |
27982 Bay Branch Dr is owned and occupied by an individual who bought it in March 2020.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27982 BAY BRANCH DR, DAPHNE, AL 36526-6544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2020 | Grant Deed, Transfer · Conventional with PMI AVADIAN CU |
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on File |
| Deed Sale | Mar 18, 2020 · Amount on File |
| Deed Document Number | 20201818243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 18, 2020 |
| Property Address | 27982 BAY BRANCH DR, DAPHNE, AL 36526-6544 |
| Document Number | 0001818243 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 1818243 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27982 BAY BRANCH DR DAPHNE AL 365266544, DAPHNE, AL 36526-6544 |
| Document Number | 1818244 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 1818244 |
| Name | AVADIAN CU |
|---|---|
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 27982 BAY BRANCH DR, DAPHNE, AL 36526-6544 |
| Document Number | 0001786103 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27982 BAY BRANCH DR DAPHNE AL 365266544, DAPHNE, AL 36526-6544 |
| Document Number | 0001786103 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 1786103 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 25, 2039 |
The 2026 property tax bill for 27982 Bay Branch Dr was $1,038 with a homeowner's exemption, up 1.5% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,038.00 (+1.47%) Homeowner's exemption | ||
| 2025 | $1,023.00 | $34,460 Land $6,420 Building $28,040 | $344,500 Land $64,200 Building $280,300 |
| 2023 | $916.00 (+27.93%) Homeowner's exemption | $31,020 (+14.13%) | $310,000 (+14.1%) Land $62,900 Building $247,100 |
| 2022 | $716.00 (+16.99%) Homeowner's exemption | $27,180 | $271,700 Land $47,600 Building $224,100 |
| 2021 | $612.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 27982 Bay Branch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27982 Bay Branch Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOXLEY serves 10,104 people · EPA ID AL0000048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Also Mapped Here | CITY OF DAPHNE, UTILITIES BOARD OF THE |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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