27981 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 27981 Watson Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 2006
Lot Size	0.2 acres (8,729 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit May 2008 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F120003C02101`

Property Details

APN / Parcel Number

Primary APN	`F120003C02101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,729 sqft (0.2 acres)
Lot Dimensions	90 ft deep x 97 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27981 WATSON RD
City	DEFIANCE
State	OH
Zip	43512-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS PL OF AYERSVILLE LOT 54 PT
Legal Subdivision	AUDITORS PL OF AYERSVILLE
Legal Lot Number	54
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2053
Census Tract	958900

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27981 WATSON RD, DEFIANCE, OH 43512-8850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2006	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
May 23, 2008	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Oct 2, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1997
Deed Sale	Jan 1, 1997
Prior Sale	Sep 27, 1996 · Amount on Record
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	27981 WATSON RD, DEFIANCE, OH 43512-8850
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00302/0682
Date	Feb 10, 2006
Book Page	302/0682
Instrument	200600000957

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	27981 WATSON RD, DEFIANCE, OH 43512-8850
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00326/0612
Date	May 23, 2008
Book Page	326/0612
Instrument	200800003020

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 30, 2013

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DEFIANCE OH
Recording Date	Oct 2, 2025
Property Address	27981 WATSON RD, DEFIANCE, OH 43512-8850
Document Number	000476/765
Book / Page	476 / 765
Instrument Date	Sep 29, 2025
Instrument	202500004869
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27981 WATSON RD, DEFIANCE, OH 43512-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27981 WATSON RD, DEFIANCE, OH 43512-8850

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00	$38,540 (-) Land $3,530 Building $35,010
2024	$1,478.00 (+1.79%)	$38,540 (-) Land $3,530 Building $35,010	$110,100 (-0.01%) Land $10,080 Building $100,020
2023	$1,452.00 (-13.98%)	$38,540 (+31.94%) Land $3,530 Building $35,010	$110,113 (+31.97%) Land $10,085 Building $100,028
2022	$1,688.00	$29,210 Land $3,530 Building $25,680
2020			$83,440 Land $10,080 Building $73,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYERSVILLE WATER AND SEWER DISTRICT serves 2,372 people · EPA ID OH2000903
Water Source	Purchased surface water from DEFIANCE CITY
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayersville Telephone Company Fiber	1,000 / 100
MetaLINK Technologies Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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