2798 Bay Dr, Rhinelander, WI 54501 Property Records

Oneida County property record for 2798 Bay Dr, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CR 246 C`

Property Details

APN / Parcel Number

Primary APN	`CR 246 C`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	2798 BAY DR
City	RHINELANDER
State	WI
Zip	54501-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 853275/789592 PT G.L. 22.5SALOT 2 CSM V22 P4773 INC BEACH ESMNT (CR-241-26)
Legal Range	08E
Legal Township	36N
Legal Section	19
Legal Subdivision	S19T36NR8E
Legal Lot Number	2
Jurisdiction	ONEIDA WI
Township / Civil Division	CRESCENT
Census Block Group	1
Census Block	1086
Census Tract	970500

Owner

2798 Bay Dr is owner-occupied and held in a trust since February 2022.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2798 BAY DR, RHINELANDER, WI 54501-8464
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Mar 7, 2022	Transfer on Death Deed, Transfer
May 1, 2018	Transfer on Death Deed, Transfer
May 1, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 2, 2022
Transfer Doc	0000831541
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000822741
Date	Jul 8, 2021
Instrument	822741

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ONEIDA WI
Recording Date	Mar 7, 2022
Property Address	RHINELANDER, WI 54501
Document Number	0000831541
Instrument Date	Feb 2, 2022
Instrument	831541
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

May 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ONEIDA WI
Recording Date	May 1, 2018
Property Address	RHINELANDER, WI 54501
Document Number	0000782119
Instrument Date	Apr 30, 2018
Instrument	782119
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	May 1, 2018
Property Address	RHINELANDER, WI 54501
Document Number	0000782118
Instrument Date	Apr 30, 2018
Instrument	782118
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2798 Bay Dr was $2,551 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Crescent Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00	$139,000 Land $18,700 Building $120,300	$226,971 Land $30,535 Building $196,436
2023	$2,091.00 Homeowner's exemption	$139,000 Land $18,700 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2798 Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2798 Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

Nearby Streets

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