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27974 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 27974 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size0.15 acres (6,545 sqft)
OwnerIndividual Name on Record
Last Sale$224,400 (May 2020)
Tax Bill$2,607 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN40-23-35-303-002

Property Details

APN / Parcel Number

Primary APN40-23-35-303-002
Alternative APNs
  • 0071355-005400-8
  • 10004625293

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,395 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2019
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,545 sqft (0.15 acres)
Garage Area441 sqft
DrivewayDriveway
Driveway Area608 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area108 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625293
Old Parcel Number00713550054008
Street Address27974 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0033 CALUSA CREEK LT 33 3329/1957 4266/1726 4573/1424
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number33
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address27974 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 11, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2020 · Amount on Record
Deed SaleMay 11, 2020 · Amount on Record
Deed Document Number2810477
Deed Book / Page4573 / 1424
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address27974 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4804
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27974 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4804

Mortgage

Document Number0048330920
DateSep 1, 2021
Book Page4833/920
Instrument2992378
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 11, 2020
Property Address27974 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4804
Document Number0045731424
Book / Page4573 / 1424
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateMay 8, 2020
Instrument2810477
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,570.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27974 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4804

Mortgage

Document Number0045731425
DateMay 11, 2020
Instrument4573/1425
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address27974 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4804
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,607.00 (-15.52%) Homeowner's exemption$212,822 (+5.99%)$333,268 (+4.54%) Land $36,400 Building $296,868
2023$3,086.00 (+3.94%) Homeowner's exemption$200,800 (+3%)$318,792 (+18.8%) Land $33,400 Building $285,392
2022$2,969.00 Homeowner's exemption$194,951$268,345 Land $22,440 Building $245,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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