27973 Clancy Ln, Edwardsburg, MI 49112 Property Records

Cass County property record for 27973 Clancy Ln, Edwardsburg, MI 49112

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,214 sqft · built 2007
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (May 2021)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-090-019-008-40`

Property Details

APN / Parcel Number

Primary APN	`14-090-019-008-40`

Interior

Full Baths	2 Baths
Building Area	1,214 sqft Building Perimeter
1st Floor Area	1,214 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	91,476 sqft (2.1 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	27973 CLANCY LN
City	EDWARDSBURG
State	MI
Zip	49112-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	316C COM AT SW COR NW 1/4 SEC, TH N 0 DEG 36'16W 298.69 FT, N 89 DEG 33'14E 310 FT, S 0 DEG 36'16E 296.77 FT, S 89 DEG
Legal Range	15W
Legal Township	08S
Legal Section	19
Legal Lot Number	14
Jurisdiction	CASS MI
Township / Civil Division	ONTWA
Census Block Group	4
Census Block	4011
Census Tract	1802

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Book / Page	1195 / 681
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01177/1155
Date	Aug 7, 2020
Book Page	1177/1155

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 5, 2021
Property Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165
Document Number	001195/681
Book / Page	1195 / 681
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21206 STANLEY ST, SAINT CLAIR SHORES, MI 48081-3550

Mortgage

Document Number	0001195683
Date	May 5, 2021
Instrument	1195/683

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 16, 2018
Property Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165
Document Number	1134/0560
Book / Page	1134 / 0560
Instrument Date	Jan 16, 2018
Instrument	1134-0560
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165

Mortgage

Document Number	, 1134-0565
Date	Jan 16, 2018
Instrument	1134-0565

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 16, 2018
Property Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165
Document Number	1134/0560
Book / Page	1134 / 0560
Instrument Date	Jan 16, 2018
Instrument	1134-0560
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27973 CLANCY LN, EDWARDSBURG, MI 49112-9165

Mortgage

Document Number	11340565
Date	Jan 16, 2018
Instrument	1134-0565

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Ontwa Township
Unified School District	Edwardsburg Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,700 (+6.54%) Land $172,700	$345,400 (+6.54%) Land $345,400
2025	$3,480.00 (+14.89%) Homeowner's exemption	$162,100 (+24.31%) Land $162,100	$324,200 (+24.31%) Land $324,200
2023		$130,400	$260,800
2022	$3,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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