2797 W Lydius St, Schenectady, NY 12306 Property Records

Albany County and Guilderland Town property record for 2797 W Lydius St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1976
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Feb 2010)
Tax Bill	$5,969 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.00-1-40`

Property Details

APN / Parcel Number

Primary APN	`013089 15.00-1-40`
Alternative APNs	`308901500000010400000000` `01500000010400000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	150 sqft
Finished Basement	150 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	250 ft deep x 106 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01500000010400000000
Street Address	2797 W LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12306-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LYDIUS ST
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3006
Census Tract	14606

Owner

2797 W Lydius St is owned and occupied by an individual who bought it in February 2010.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2797 W LYDIUS ST, SCHENECTADY, NY 12306-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage TRUSTCO BANK
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2010 · Amount on File
Deed Sale	Feb 26, 2010 · Amount on File
Prior Sale	Aug 11, 2005 · Amount on File
Deed Document Number	2010598368
Deed Book / Page	2972 / 410
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2797 W LYDIUS ST, SCHENECTADY, NY 12306-7006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007422
Date	Mar 29, 2017
Instrument	R2017-07422

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2797 W LYDIUS ST, SCHENECTADY, NY 12306-7006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003104
Date	Feb 6, 2020
Instrument	R2020-03104

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	118 Months
Due	Dec 26, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 2797 W Lydius St was $5,969 with a homeowner's exemption, up 18% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,969.00 (+17.99%) Homeowner's exemption
2025	$5,059.00 Homeowner's exemption Additional exemption filed	$209,000 Land $42,000 Building $167,000	$278,667 Land $56,000 Building $222,667
2023		$209,000 (+16.11%) Land $42,000 Building $167,000	$245,882 (+24.31%) Land $49,412 Building $196,470
2022		$180,000 Land $36,000 Building $144,000	$197,802 Land $39,560 Building $158,242
2021	$4,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2797 W Lydius St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2797 W Lydius St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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