2797 Pats Rd, Clover, SC 29710 Property Records

York County property record for 2797 Pats Rd, Clover, SC 29710

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 2,612 sqft · built 2019
Lot Size	18.3 acres (799,762 sqft)
Owner	Individual Name on File
Last Sale	$14,000 (Nov 2012)
Tax Bill	$9 (2025)
Deeds & Mortgages	May 2018 Construction Loan Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-067`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-067`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,612 sqft Total Area
1st Floor Area	2,234 sqft
2nd Floor Area	378 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	799,762 sqft (18.3 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Location & Zoning

Street Address	2797 PATS RD
City	CLOVER
State	SC
Zip	29710-6419
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	AGC
Legal Description	18.36 AC / PAT'S RD
Legal Subdivision	SURVEY FOR DONNA H NICHOLS
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3022
Census Tract	61701

Owner

2797 Pats Rd is owned by an individual who bought it in November 2012.

Source: York County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	2797 PATS RD, CLOVER, SC 29710-6419
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2012 · Amount on File
Deed Sale	Nov 26, 2012 · Amount on File
Deed Document Number	2012195019
Deed Book / Page	13036 / 75
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	1229000206
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2797 PATS RD, CLOVER, SC 29710-6419
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1695800452
Date	May 7, 2018
Book Page	16958/452
Instrument	201800018935

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2797 PATS RD, CLOVER, SC 29710-6419
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2797 PATS RD, CLOVER, SC 29710-6419

Mortgage

Document Number	1764200436
Date	Jul 9, 2019
Book Page	17642/436
Instrument	2019027430

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2797 PATS RD, CLOVER, SC 29710-6419
Document Number	1819900242
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2797 PATS RD CLOVER SC 297106419, CLOVER, SC 29710-6419

Mortgage

Document Number	1819900242
Date	Apr 15, 2020
Book Page	018199/000242
Instrument	15707

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2797 Pats Rd was $9.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9.00	$23 Land $23	$652,820 Land $174,220 Building $478,600
2023	$8.00 Additional exemption filed	$23 Land $23	$404,200 Land $122,780 Building $281,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2797 Pats Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2797 Pats Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

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