Lapeer County property record for 2797 Flint River Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 19.9 acres (869,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Feb 2016) |
| Tax Bill | $3,727 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 017-013-034-00 |
| Primary APN | 017-013-034-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 869,458 sqft (19.9 acres) |
|---|
| Street Address | 2797 FLINT RIVER RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2012 SPLIT & COMBINE SEC 13 T8N R9E PART OF THE SW 1/4 BEG AT A PT ON THE W LI OF SEC WHICH IS S 06 DEG 57'42 W 1263.05 FT |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 13 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334500 |
2797 Flint River Rd is owned and occupied by two individuals who acquired it in November 2017.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2797 FLINT RIVER RD, LAPEER, MI 48446-9045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on File |
| Deed Sale | Feb 10, 2016 · Amount on File |
| Deed Book / Page | 2811 / 918 |
| Last Transfer Date | Nov 7, 2017 |
| Transfer Doc | 0029290611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2797 FLINT RIVER RD, LAPEER, MI 48446-9045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2797 FLINT RIVER RD, LAPEER, MI 48446-9045 |
| Document Number | 0033720235 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 3372/235 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 11, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2797 FLINT RIVER RD, LAPEER, MI 48446-9045 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 2797 FLINT RIVER RD, LAPEER, MI 48446-9045 |
| Document Number | 0031940072 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 3194/72 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 13, 2017 |
| Property Address | 2797 FLINT RIVER RD, LAPEER, MI 48446-9045 |
| Document Number | 0029290611 |
| Book / Page | 002929 / 000611 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2797 FLINT RIVER RD LAPEER MI 484469045, LAPEER, MI 48446-9045 |
The 2025 property tax bill for 2797 Flint River Rd was $3,727 with a homeowner's exemption, up 28.8% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,000 (-2.06%) | $438,000 (-2.06%) | |
| 2025 | $3,727.00 (+28.83%) Homeowner's exemption | $223,600 | $447,200 |
| 2024 | $2,893.00 | ||
| 2023 | $169,600 | $339,200 | |
| 2022 | $2,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2797 Flint River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2797 Flint River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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