2796 Spence Ct, Dacula, GA 30019 Property Records

Gwinnett County property record for 2796 Spence Ct, Dacula, GA 30019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,753 sqft · built 2006
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Tax Bill	$5,773 (2025)
Deeds & Mortgages	Jun 2026 Transfer Feb 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-306-394`

Property Details

APN / Parcel Number

Primary APN	`5-306-394`
Alternative APNs	`R5306-394` `33235568`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,753 sqft Living Area
Gross Area	3,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2796 SPENCE CT
City	DACULA
State	GA
Zip	30019-2194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100CSO
Legal Description	L61 BA ALCOVY RIDGE
Legal Subdivision	ALCOVY RIDGE
Legal Block	A
Legal Lot Number	61
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	1
Census Block	1001
Census Tract	50627

Owner

Source: Gwinnett County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2796 SPENCE CT, DACULA, GA 30019-2194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 5, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2021	Warranty Deed, Transfer
Nov 30, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026
Deed Sale	Jun 1, 2026
Prior Sale	Feb 5, 2025
Deed Book / Page	62555 / 93
Prior Transfer Date	Jan 30, 2025
Prior Transfer Doc	0616640323
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Jun 1, 2026
Property Address	2796 SPENCE CT, DACULA, GA 30019-2194
Document Number	6255000093
Book / Page	62555 / 93
Instrument Date	May 30, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 SPENCE CT, DACULA, GA 30019-2194

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 5, 2025
Property Address	2796 SPENCE CT, DACULA, GA 30019-2194
Document Number	0616640323
Book / Page	61664 / 323
Instrument Date	Jan 30, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 SPENCE CT, DACULA, GA 30019-2194

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 20, 2021
Property Address	2796 SPENCE CT, DACULA, GA 30019-2194
Document Number	0596690014
Book / Page	59669 / 14
Instrument Date	Dec 20, 2021
Instrument	2022-003062
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 SPENCE CT, DACULA, GA 30019-2194

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Nov 30, 2021
Property Address	2796 SPENCE CT, DACULA, GA 30019-2194
Document Number	0594710741
Book / Page	59471 / 741
Instrument Date	Nov 30, 2021
Instrument	2021-042962
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 SPENCE CT, DACULA, GA 30019-2194

Mortgage

Document Number	0059471746
Date	Nov 30, 2021
Instrument	59471/746

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2796 SPENCE CT, DACULA, GA 30019-2194
Document Number	0576540601
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2796 SPENCE CT DACULA GA 300192194, DACULA, GA 30019-2194

Mortgage

Document Number	0576540601
Date	Jul 16, 2020
Book Page	057654/000601

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2045

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,773.00 (+5.33%)	$176,040 (-1.63%) Land $30,000 Building $146,040	$440,100 (-1.63%) Land $75,000 Building $365,100
2023	$5,481.00	$178,960 Land $28,000 Building $150,960
2022			$447,400 Land $70,000 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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